677 State Rte 203, Delaware, OH 43015 Property Records

Delaware County property record for 677 State Rte 203, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,056 sqft · built 1982
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Jul 2013)
Tax Bill	$4,705 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-410-01-014-000`

Property Details

APN / Parcel Number

Primary APN	`520-410-01-014-000`
Alternative APN	`320074.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	4,156 sqft
1st Floor Area	1,470 sqft
Upper Floors Area	960 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	368 sqft
Deck Area	360 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	677 STATE ROUTE 203
City	DELAWARE
State	OH
Zip	43015-9827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 20 5 4 24
Legal Subdivision	WEDGEWOOD SEC 02
Legal Lot Number	24
Jurisdiction	DELAWARE OH
Township / Civil Division	RADNOR
Census Block Group	1
Census Block	1052
Census Tract	12000

Owner

677 State Rte 203 is owned and occupied by two individuals who bought it in July 2013.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	677 STATE ROUTE 203, DELAWARE, OH 43015-9827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2013 · Amount on File
Deed Sale	Jul 11, 2013 · Amount on File
Deed Document Number	201326929
Deed Book / Page	1232 / 2786
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	677 STATE ROUTE 203, DELAWARE, OH 43015-9827
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 STATE ROUTE 203, DELAWARE, OH 43015-9827

Mortgage

Document Number	0000026775
Date	Sep 7, 2022
Book Page	1990/52
Instrument	202200026775

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 8, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	677 STATE ROUTE 203, DELAWARE, OH 43015-9827
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001579
Date	Jan 22, 2019
Book Page	1616/2101
Instrument	201900001579

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	677 STATE ROUTE 203, DELAWARE, OH 43015-9827
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	VAN HORN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051336
Date	Dec 17, 2020
Book Page	1805/985
Instrument	202000051336

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	1 Months
Due	Jan 1, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 677 State Rte 203 was $4,705, up 1.6% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Radnor Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,705.00 (+1.64%)	$126,080 (-) Land $23,140 Building $102,940	$360,200 Land $66,100 Building $294,100
2024	$4,629.00 (+0.04%) Homeowner's exemption	$126,080 (-) Land $23,140 Building $102,940
2023	$4,627.00 Homeowner's exemption	$126,080 Land $23,140 Building $102,940	$360,200 Land $66,100 Building $294,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 677 State Rte 203 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Oct 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 677 State Rte 203 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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