Bucks County property record for 677 Spruce Rd, Warminster, PA 18974
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,024 sqft · built 1957 |
| Lot Size | 0.286 acres (12,445 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,500 (Sep 2018) |
| Tax Bill | $4,707 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-015-124 |
| Primary APN | 49-015-124 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 12,445 sqft (0.286 acres) |
| Lot Dimensions | 131 ft deep x 95 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 677 SPRUCE RD |
|---|---|
| City | WARMINSTER |
| State | PA |
| Zip | 18974-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WARMINSTER VILLAGE LOT #1 07 95X131 |
| Legal Subdivision | WARMINSTER VILLAGE |
| Legal Block | 15 |
| Legal Lot Number | 1 |
| Jurisdiction | BUCKS PA |
| Township / Civil Division | WARMINSTER |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 101611 |
Source: Bucks County records · APN 49-015-124
Assessment roll updated May 29, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 677 SPRUCE RD, WARMINSTER, PA 18974-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| May 11, 2017 | Deed of Trust, Mortgage · Line of Credit HATBORO FEDERAL SAVINGS |
| Sep 18, 2018 | Grant Deed, Transfer · Conventional Mortgage POLICE & FIRE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2018 · Amount on Record |
| Deed Sale | Sep 18, 2018 · Amount on Record |
| Prior Sale | Jun 03, 2003 · Amount on Record |
| Deed Document Number | 201851443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 677 SPRUCE RD, WARMINSTER, PA 18974-4321 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000075368 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021075368 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCKS PA |
| Property Address | 677 SPRUCE RD, WARMINSTER, PA 18974-4321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027179 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 2017027179 |
| Name | HATBORO FEDERAL SAVINGS |
|---|---|
| Type | Bank |
| Address | HATBORO, PA 19040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BUCKS PA |
| Recording Date | Sep 18, 2018 |
| Property Address | 677 SPRUCE RD, WARMINSTER, PA 18974-4321 |
| Document Number | 0000051443 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 51443 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2018 |
| Title Company | FIRST PLATINUM ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,825.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 SPRUCE RD WARMINSTER PA 189744321, WARMINSTER, PA 18974-4321 |
| Document Number | 51444 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 51444 |
| Name | POLICE & FIRE FCU |
|---|---|
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2048 |
Source: Bucks County records · Assessment roll updated May 29, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bucks County |
| County Subdivision | Warminster Township |
| Unified School District | Centennial School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,600 (-) Land $5,800 Building $15,800 | ||
| 2025 | $4,707.00 (+3.25%) | ||
| 2024 | $4,559.00 | $21,600 Land $5,800 Building $15,800 | |
| 1972 | $295,889 Land $79,452 Building $216,437 |
Source: FEMA National Flood Hazard Layer, Bucks County (42017C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420171016114, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 427 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | WARMINSTER MUNICIPAL AUTHORITY serves 36,000 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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