Monroe County property record for 677 Smith Rd, Temperance, MI 48182
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,432 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-102-024-00 |
| Primary APN | 02-102-024-00 |
|---|
| Lot Area | 24,829 sqft (0.57 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 677 SMITH RD |
|---|---|
| City | TEMPERANCE |
| State | MI |
| Zip | 48182-1069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 2 FRL T9S R7E 0.572 ACRE COM 1426.93 FT S 89D 36M E FR NW COR OF FRL SEC 2 TH S 89D 36M E 99 FR TH S 0D 31M E 251.25 FT |
| Legal Range | 07E |
| Legal Township | 09S |
| Legal Section | 02 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 833500 |
677 Smith Rd is owner-occupied and held in a trust since October 2020.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 677 SMITH RD, TEMPERANCE, MI 48182-1069 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Dec 14, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2020 |
| Transfer Doc | 0000031771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 677 SMITH RD, TEMPERANCE, MI 48182-1069 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 677 SMITH RD, TEMPERANCE, MI 48182-1069 |
| Document Number | 0000003131 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 2023R03131 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | LAMBERTVILLE, MI 48144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Dec 14, 2021 |
| Property Address | 677 SMITH RD, TEMPERANCE, MI 48182-1069 |
| Document Number | 0000031771 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 2021R31771 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 677 SMITH RD, TEMPERANCE, MI 48182-1069 |
The 2025 property tax bill for 677 Smith Rd was $1,432 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Bedford Township |
| Unified School District | Bedford Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,200 Land $89,200 | $178,400 Land $178,400 | |
| 2025 | $1,432.00 Homeowner's exemption | ||
| 2023 | $1,264.00 Homeowner's exemption | $57,000 | $114,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 677 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 677 Smith Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455 |
|---|---|
| Water Source | Purchased surface water from CITY OF TOLEDO |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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