677 Silo St, Folsom, CA 95630 Property Records

Sacramento County property record for 677 Silo St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,157 sqft · built 2020
Lot Size	0.078 acres (3,376 sqft)
Owner	2 Company Names on Record
Last Sale	$660,000 (Dec 2024)
Tax Bill	$9,395 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`071-2080-004-0000`

Property Details

APN / Parcel Number

Primary APN	`071-2080-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,157 sqft Living Area
1st Floor Area	1,029 sqft
2nd Floor Area	1,128 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	3,376 sqft (0.078 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	677 SILO ST
City	FOLSOM
State	CA
Zip	95630-3387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-M (PD
Legal Description	THE ISLAND - PHASE 2B, LOT 219, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	THE ISLAND - PHASE 2B
Legal Lot Number	219
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1021
Census Tract	8504

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6259 PLACID CT, SAN JOSE, CA 95135-2206
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC
May 4, 2022	Grant Deed, Transfer · Conventional Mortgage GFL CAPITAL MORTGAGE INC
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 13, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on Record
Deed Sale	Dec 3, 2024 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Book / Page	20241203 / 891
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	677 SILO ST, FOLSOM, CA 95630-3387
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 SILO ST, FOLSOM, CA 95630-3387

Mortgage

Document Number	0000000945
Date	Feb 28, 2022
Instrument	2022022800945

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	677 SILO ST, FOLSOM, CA 95630-3387
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 SILO ST, FOLSOM, CA 95630-3387

Mortgage

Document Number	0000000904
Date	Jun 11, 2021
Instrument	202106110904

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	677 SILO ST, FOLSOM, CA 95630-3387
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6259 PLACID CT, SAN JOSE, CA 95135-2206

Mortgage

Document Number	0000000610
Date	Sep 9, 2025
Instrument	202509090610

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 4, 2022
Property Address	677 SILO ST, FOLSOM, CA 95630-3387
Document Number	0000000768
Map Reference	MB 403 PG 5
Instrument Date	Apr 26, 2022
Instrument	2022050400768
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	677 SILO ST, FOLSOM, CA 95630-3387

Mortgage

Document Number	0000000769
Date	May 4, 2022
Instrument	2022050400769

Lender

Name	GFL CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	677 SILO ST, FOLSOM, CA 95630-3387
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 SILO ST, FOLSOM, CA 95630-3387

Mortgage

Document Number	6110000000904
Date	Jun 11, 2021
Book Page	20210611/904

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 13, 2020
Property Address	677 SILO ST, FOLSOM, CA 95630-3387
Document Number	2008132044
Instrument Date	Jul 23, 2020
Instrument	2008132044
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 3, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$617.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 SILO ST FOLSOM CA 956303387, FOLSOM, CA 95630-3387

Mortgage

Document Number	2008132045
Date	Aug 13, 2020
Instrument	2008132045

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$673,200 (+2%) Land $193,800 Building $479,400
2025	$9,395.00 (-11.58%)	$660,000 (-15.42%) Land $190,000 Building $470,000
2024	$10,626.00 (+0.95%)
2023	$10,526.00 (+23.24%) Homeowner's exemption	$780,300 Land $193,800 Building $586,500
2022	$8,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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