677 Sierra St, Sumter, SC 29154 Property Records

Sumter County property record for 677 Sierra St, Sumter, SC 29154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 1979
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Mar 2021)
Tax Bill	$1,086 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206-15-01-011`

Property Details

APN / Parcel Number

Primary APN	`206-15-01-011`
Alternative APN	`29401`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
1st Floor Area	1,928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	160 ft deep x 110 ft wide
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Shed	1 Shed
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	29401
Old Parcel Number	206 15 01 011
Street Address	677 SIERRA ST
City	SUMTER
State	SC
Zip	29154-5347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 148 Z40-323 0.40 AC
Legal Subdivision	VILLAGE SEC 06
Legal Lot Number	148
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1002
Census Tract	1703

Owner

677 Sierra St is owned and occupied by an individual who bought it in March 2021.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	677 SIERRA ST, SUMTER, SC 29154-5347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 16, 2021	Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK
Apr 11, 2019	Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit LIMA ONE CAP
Oct 3, 2018	Grant Deed, Transfer SERVICELINK
Jul 19, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Apr 11, 2019 · Amount on File
Deed Document Number	0012821531
Deed Book / Page	1282 / 1531
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	677 SIERRA ST, SUMTER, SC 29154-5347
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012672336
Date	Apr 15, 2020
Book Page	1267/2336

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jun 1, 2049

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Mar 16, 2021
Property Address	677 SIERRA ST, SUMTER, SC 29154-5347
Document Number	0012821531
Book / Page	1282 / 1531
Map Reference	MB Z-40 PG 323
Instrument Date	Mar 15, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 SIERRA ST, SUMTER, SC 29154-5347

Mortgage

Document Number	0012821535
Date	Mar 16, 2021
Instrument	1282/1535

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 11, 2019
Property Address	677 SIERRA ST, SUMTER, SC 29154-5347
Document Number	0012541888
Book / Page	1254 / 1888
Map Reference	MB Z40 PG 323
Instrument Date	Apr 9, 2019
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$614.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 SIERRA ST, SUMTER, SC 29154-5347

Mortgage

Document Number	0012541892
Date	Apr 11, 2019
Instrument	1254/1892

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	677 SIERRA ST, SUMTER, SC 29154-5347
Document Number	0012520833
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	230 DUSTY ROSE WAY RANCHO CORDOVA CA 95742, RANCHO CORDOVA, CA 95742

Mortgage

Document Number	0012520833
Date	Jan 25, 2019
Book Page	001252/000833

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 3, 2018
Property Address	677 SIERRA ST, SUMTER, SC 29154-5347
Document Number	0012485834
Book / Page	001248 / 005834
Instrument Date	Sep 18, 2018
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$375.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5230 DUSTY ROSE WAY RANCHO CORDOVA CA 957428149, RANCHO CORDOVA, CA 95742-8149

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 19, 2018
Property Address	677 SIERRA ST, SUMTER, SC 29154-5347
Document Number	0012463148
Book / Page	001246 / 003148
Instrument Date	Jul 9, 2018
Transaction Type	Foreclosure
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$378.88
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239

Tax Assessment & Valuation

The 2025 property tax bill for 677 Sierra St was $1,086.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,086.00	$6,230 Land $660 Building $5,570	$155,728 Land $16,500 Building $139,228
2023		$6,230 (-) Land $660 Building $5,570	$155,728 (-) Land $16,500 Building $139,228
2022	$1,068.00	$6,230 Land $660 Building $5,570	$155,728 Land $16,500 Building $139,228

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 677 Sierra St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2015–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 677 Sierra St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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