677 Sara Ct, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 677 Sara Ct, Lewiston, NY 14092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,606 sqft · built 2005
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Sep 2026)
Tax Bill	$10,777 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`292489 87.20-2-53`

Property Details

APN / Parcel Number

Primary APN	`292489 87.20-2-53`
Alternative APN	`24890870200002053000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,606 sqft Living Area
1st Floor Area	1,748 sqft
2nd Floor Area	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Exterior Material	Composition/Composite
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	150 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	677 SARA CT
City	LEWISTON
State	NY
Zip	14092-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LEWISTOWNE PARK V SUBDIVISION LOT 159
Legal Block	2
Legal Lot Number	53.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LEWISTON
Census Block Group	1
Census Block	1001
Census Tract	24404

Owner

677 Sara Ct is owned and occupied by two individuals who bought it in September 2026.

Source: Niagara County and Lewiston Town records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4875 W EDDY DR, 319, LEWISTON, NY 14092-2310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Jul 14, 2004 · Amount on File
Deed Document Number	202614392
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Sep 17, 2026
Property Address	677 SARA CT, LEWISTON, NY 14092-2344
Document Number	0000014392
Instrument Date	Sep 9, 2026
Instrument	202614392
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014393,
Date	Sep 17, 2026
Instrument	202614393

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	677 SARA CT, LEWISTON, NY 14092-2344
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 SARA CT, LEWISTON, NY 14092-2344

Mortgage

Document Number	0000003401
Date	Sep 9, 2025
Instrument	2025-13401

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 2, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 677 Sara Ct was $10,777 with a homeowner's exemption, up 2.8% from the year before.

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lewiston Town
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,777.00 (+2.84%) Homeowner's exemption
2025	$10,479.00	$237,500 Land $38,500 Building $199,000	$593,800 Land $96,258 Building $497,542
2023		$237,500 Land $38,500 Building $199,000	$516,304 Land $83,696 Building $432,608

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 677 Sara Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 677 Sara Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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