677 S Paddock St, Elizabeth, CO 80107 Property Records

Elbert County property record for 677 S Paddock St, Elizabeth, CO 80107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 3,384 sqft · built 1975
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2022)
Tax Bill	$4,301 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84182-14-035`

Property Details

APN / Parcel Number

Primary APN	`84182-14-035`
Alternative APN	`R108849`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,384 sqft Living Area
Basement Area	1,692 sqft
Finished Basement	1,692 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Other
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R108849
Street Address	677 S PADDOCK ST
City	ELIZABETH
State	CO
Zip	80107-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SECTION: 18 TOWNSHIP: 8 RANGE: 64SUBDIVISION: ELIZABETH ACRES LOT: 31
Legal Range	64E
Legal Township	8S
Legal Section	18
Legal Subdivision	ELIZABETH ACRES
Legal Lot Number	31
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2017
Census Tract	961208

Owner

677 S Paddock St is owned and occupied by an individual who bought it in January 2022.

Source: Elbert County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	677 S PADDOCK ST, ELIZABETH, CO 80107-7543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOAN SIMPLE INC
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 4, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on File
Deed Sale	Jan 12, 2022 · Amount on File
Prior Sale	Dec 4, 2017 · Amount on File
Deed Document Number	2022615969
Deed Book / Page	824 / 389
Prior Transfer Date	Jan 6, 2022
Prior Transfer Doc	0008240389
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELBERT CO
Recording Date	Jan 12, 2022
Property Address	677 S PADDOCK ST, ELIZABETH, CO 80107-7543
Document Number	0008240389
Book / Page	824 / 389
Instrument Date	Jan 6, 2022
Instrument	615969
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	AVEX TITLE LLC, APEX TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 PADDOCK ST, ELIZABETH, CO 80107-7543

Mortgage

Document Number	0000615970
Date	Jan 12, 2022
Instrument	615970

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	677 S PADDOCK ST, ELIZABETH, CO 80107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008030988
Date	May 21, 2020
Book Page	803/988
Instrument	595323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Dec 4, 2017
Property Address	677 S PADDOCK ST, ELIZABETH, CO 80107
Document Number	0007820784
Book / Page	0782 / 0784
Instrument Date	Nov 4, 2017
Instrument	574077
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	677 PADDOCK ST, ELIZABETH, CO 80107

Mortgage

Document Number	0000574078
Date	Dec 4, 2017
Instrument	574078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	677 S PADDOCK ST, ELIZABETH, CO 80107
Document Number	0007800951
Book / Page	000780 / 000951
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 S PADDOCK ST ELIZABETH CO 80107, ELIZABETH, CO 80107

Mortgage

Document Number	0007800951
Date	Sep 19, 2017
Book Page	000780/000951
Instrument	572222

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 18, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 677 S Paddock St was $4,301, up 32.1% from the year before.

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Municipality	Elizabeth Town
Unified School District	Elizabeth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,301.00 (+32.09%)	$44,680 Land $6,250 Building $38,430	$714,900 Land $100,000 Building $614,900
2024	$3,256.00 (+0.96%)
2023	$3,225.00 (-8.56%)	$36,510 (+5.31%) Land $5,930 Building $30,580	$545,000 (+9.26%) Land $88,562 Building $456,438
2022	$3,527.00	$34,670 Land $6,780 Building $27,890	$498,800 Land $97,500 Building $401,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 677 S Paddock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 677 S Paddock St is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 63% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELIZABETH serves 4,523 people · EPA ID CO0120010
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BAM Broadband, Kellin Communications.

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