Volusia County property record for 677 S Center St, Ormond Beach, FL 32174 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 26,400 sqft (0.606 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2020) |
| Tax Bill | $2,986.00 (2025) |
| Primary APN | 4242-15-00-0510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 2,082 sqft Gross Area |
| 1st Floor | 1,620 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Combination, Other Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 26,400 sqft (0.606 acres) |
| Depth X Width | 330 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Deck Area | 516 sqft Deck |
| Patio Area | 296 sqft Patio |
| Porch Area | 560 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3175034 |
|---|---|
| Street Address | 677 S CENTER ST |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-7310 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 1/2 OF LOT 51 RIO VISTA GARDENS NO 3 MB 9 PG 211 PER OR 5188 PG 0479 PER OR 6381 PGS 2536-2538 INC PER OR 6432 PG 3612 PER OR 7884 PG 0814 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 42 |
| Legal Subdivision | RIO VISTA GARDENS |
| Legal Tract | 15 |
| Legal Lot Number | 51 |
| Jurisdiction | VOLUSIA FL |
| Minor Civil Division | ORMOND BEACH |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 80803 |
Source: Volusia County records · APN 4242-15-00-0510
Assessment roll updated March 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 677 S CENTER ST, ORMOND BEACH, FL 32174-7310 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jul 23, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Prior Sale | Dec 31, 2009 · Amount on Record |
| Deed Doc Number | 2020135014 |
| Deed Book / Page | 7884 / 814 |
| Prior Transfer Date | Sep 25, 2003 |
| Prior Transfer Doc | 0051880479 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 29, 2026 |
| Property Address | 677 S CENTER ST, ORMOND BEACH, FL 32174-7310 |
| Document Number | 0000136886 |
| Book / Page | 8884 / 4699 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026136886 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 677 S CENTER ST, ORMOND BEACH, FL 32174-7310 |
| Investor | Possibly a Property Investor |
| Document Number | 0000136886, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 8884/4699 |
| Instrument | 2026136886 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2066 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jul 23, 2020 |
| Property Address | 677 S CENTER ST, ORMOND BEACH, FL 32174-7310 |
| Document Number | 0078840814 |
| Book / Page | 7884 / 814 |
| Map Reference | MB 9 PG 211 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2020-135014 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 683 S CENTER ST, 683, ORMOND BEACH, FL 32174-7310 |
| Name | Verified Name |
|---|---|
| Address | 677 S CENTER ST, ORMOND BEACH, FL 32174-7310 |
| Investor | Possibly a Property Investor |
| Document Number | 0007884816 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 7884/816 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2040 |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,118 (+2.7%) | $288,005 (+1.1%) Land $64,200 Building $223,805 | |
| 2025 | $2,986.00 (+7.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $229,911 (+5.99%) | $284,859 (-1.94%) Land $64,200 Building $220,659 |
| 2023 | $2,779.00 (+3.46%) Senior Citizen's exemption | $216,925 (+3%) | $290,502 (+20.14%) Land $54,356 Building $236,146 |
| 2022 | $2,686.00 Senior Citizen's exemption | $210,607 | $241,799 Land $41,088 Building $200,711 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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