San Joaquin County property record for 677 Robert L Smith Dr, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,122 sqft · built 1998 |
| Lot Size | 0.095 acres (4,146 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $560,000 (Jul 2026) |
| Tax Bill | $2,791 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 242-330-080-000 |
| Primary APN | 242-330-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| 1st Floor Area | 1,122 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,146 sqft (0.095 acres) |
| Garage Area | 379 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 242-330-08 |
|---|---|
| Street Address | 677 ROBERT L SMITH DR |
| City | TRACY |
| State | CA |
| Zip | 95376-7914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 98-FM PT 21/PER SIENNA PARK |
| Legal Subdivision | SIENNA PARK |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5216 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 677 ROBERT L SMITH DR, TRACY, CA 95376-7914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 8, 2026 | Grant Deed, Transfer · Conventional Mortgage NETX MORTGAGE LLC |
| Mar 22, 2024 | Intrafamily Transfer, Transfer |
| Jun 22, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Prior Sale | Sep 18, 1998 · Amount on Record |
| Deed Document Number | 202662019 |
| Prior Transfer Date | Jun 16, 2020 |
| Prior Transfer Doc | 0000073205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 8, 2026 |
| Property Address | 677 ROBERT L SMITH DR, TRACY, CA 95376-7914 |
| Document Number | 0000062019 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202662019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,216.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 ROBERT L SMITH DR, TRACY, CA 95376-7914 |
| Document Number | 0000062020, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202662020 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 22, 2024 |
| Property Address | 677 ROBERT L SMITH DR, TRACY, CA 95376-7914 |
| Document Number | 0000023585 |
| Map Reference | MB 33 PG 49 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 2024-023585 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 677 ROBERT L SMITH DR, TRACY, CA 95376-7914 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 22, 2020 |
| Property Address | 677 ROBERT L SMITH DR, TRACY, CA 95376-7914 |
| Document Number | 0000073205 |
| Map Reference | MB 33 PG 49 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020-073205 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 677 ROBERT L SMITH DR, TRACY, CA 95376-7914 |
| Document Number | 0000073206 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020-073206 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,791.00 (+0.18%) | ||
| 2025 | $2,786.00 (+6.87%) | $232,261 (+4.04%) Land $94,054 Building $138,207 | |
| 2023 | $2,607.00 (+2.08%) | $223,244 Land $90,402 Building $132,842 | $504,720 |
| 2022 | $2,554.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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