677 Ridgewood Ave, Montclair, NJ 07043 Property Records

Essex County and Bloomfield Township property record for 677 Ridgewood Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,784 sqft · built 1925
Lot Size	0.163 acres (7,079 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Sep 2022)
Tax Bill	$18,446 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-01059-0000-00059`

Property Details

APN / Parcel Number

Primary APN	`02-01059-0000-00059`
Alternative APN	`020105900059`

Interior

Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	7,079 sqft (0.163 acres)
Lot Dimensions	120 ft deep x 59 ft wide

Location & Zoning

Old Parcel Number	020105900059
Street Address	677 RIDGEWOOD AVE
City	MONTCLAIR
State	NJ
Zip	07043-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	59 X 120
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	1059
Legal Lot Number	59
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3005
Census Tract	14800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Glen Ridge Historic District (Boundary Increase II) listed 2013 · 223 contributing resources · NRIS 13000480

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

677 Ridgewood Ave is owned and occupied by two individuals who bought it in September 2022.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	677 RIDGEWOOD AVE, MONTCLAIR, NJ 07043-2413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed, Transfer · Conventional Mortgage US BANK NA
Dec 2, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Deed Document Number	202287678
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	2020119699
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 27, 2022
Property Address	677 RIDGEWOOD AVE, MONTCLAIR, NJ 07043-2413
Document Number	0000087678
Instrument Date	Sep 22, 2022
Instrument	2022087678
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	NOT AVAILABLE, INVESTEDGE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 MAPLE AVE, 6, WEST ORANGE, NJ 07052-2408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 RIDGEWOOD AVE, UPPER MONTCLAIR, NJ 07043-2413

Mortgage

Document Number	0000087679
Date	Sep 27, 2022
Instrument	2022087679

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 2, 2020
Property Address	677 RIDGEWOOD AVE, MONTCLAIR, NJ 07043-2413
Document Number	0000119699
Instrument Date	Nov 17, 2020
Instrument	119699
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	677 RIDGEWOOD AVE UPPER MONTCLAIR NJ 070432413, UPPER MONTCLAIR, NJ 07043-2413

Tax Assessment & Valuation

The 2025 property tax bill for 677 Ridgewood Ave was $18,446, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,700 (-) Land $290,700 Building $238,000	$528,700 (-) Land $290,700 Building $238,000
2025	$18,446.00 (+2.86%)	$528,700 Land $290,700 Building $238,000	$528,700 Land $290,700 Building $238,000
2024	$17,933.00
2023		$528,700 Land $290,700 Building $238,000	$528,700 Land $290,700 Building $238,000
2022	$16,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 677 Ridgewood Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 677 Ridgewood Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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