Cecil County property record for 677 Nottingham Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,351 sqft · built 1961 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 2001) |
| Tax Bill | $2,540 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-002209 |
| Primary APN | 03-002209 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,351 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 1 Parking Space |
| Patio Area | 160 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 002209 |
|---|---|
| Street Address | 677 NOTTINGHAM RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-4754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | 2 ACRES 677 NOTTINGHAM ROAD N/W OF ELKTON |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30503 |
Source: Cecil County records · APN 03-002209
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 677 NOTTINGHAM RD, ELKTON, MD 21921-4754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 02, 2001 · Amount on Record |
| Deed Sale | May 02, 2001 · Amount on Record |
| Deed Document Number | 2001251997 |
| Deed Book / Page | 992 / 482 |
| Last Transfer Date | Aug 07, 2009 |
| Transfer Doc | 0027010182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 677 NOTTINGHAM RD, ELKTON, MD 21921-4754 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 677 NOTTINGHAM RD, ELKTON, MD 21921-4754 |
| Document Number | 0052690449 |
|---|---|
| Date | Dec 08, 2022 |
| Book Page | 5269/449 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 05, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 677 NOTTINGHAM RD, ELKTON, MD 21921-4754 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0049640386 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 4964/386 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,567 (+6.15%) | $254,500 (-) Land $91,700 Building $162,800 | |
| 2025 | $2,540.00 (+54.03%) | $226,633 (+9.34%) | $254,500 (+19.65%) Land $91,700 Building $162,800 |
| 2023 | $1,649.00 | $207,267 | $212,700 Land $91,700 Building $121,000 |
Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2020) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 59 locations within half a mile of this property.
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