677 Mulberry Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 677 Mulberry Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,672 sqft · built 1979
Owner	Individual Name on Record
Last Sale	$237,000 (Aug 2017)
Deeds & Mortgages	May 2023 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`1209K-01-012.000`

Property Details

APN / Parcel Number

Primary APN	`1209K-01-012.000`
Alternative APN	`005417`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,672 sqft Adjusted Area
1st Floor Area	2,190 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Deck Area	456 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	005417
Street Address	677 MULBERRY DR
City	BILOXI
State	MS
Zip	39532-4348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 172 NORTH HAVEN SUBD
Legal Range	10
Legal Township	07
Legal Section	23
Legal Subdivision	NORTH HAVEN SUBD
Legal Lot Number	172
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2007
Census Tract	3309

Owner

Source: Harrison County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	677 MULBERRY DR, BILOXI, MS 39532-4348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 30, 2017	Deed of Trust, Mortgage · VA Mortgage FBT MORTGAGE LLC
Aug 30, 2017	Warranty Deed, Transfer
Aug 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	2017-0002144-D-J2
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	677 MULBERRY DR, BILOXI, MS 39532-4348
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230002538TJ2
Date	May 5, 2023
Instrument	2023-0002538-T-J2

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 3, 2033

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	677 MULBERRY DR, BILOXI, MS 39532-4348
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220000169TJ2
Date	Jan 7, 2022
Instrument	2022-0000169-T-J2

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	677 MULBERRY DR, BILOXI, MS 39532-4348
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170002582TJ2
Date	Aug 30, 2017
Instrument	2017-0002582-T-J2

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company
Address	OCEAN SPRINGS, MS 39564

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 30, 2017
Property Address	677 MULBERRY DR, BILOXI, MS 39532-4348
Document Number	20170002144DJ2
Map Reference	PL 7 PG 5
Instrument Date	Aug 29, 2017
Instrument	2017-0002144-D-J2
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2034 BAYSIDE DR, 2034, BILOXI, MS 39532-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 MULBERRY DR, BILOXI, MS 39532-4348

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Aug 30, 2017
Property Address	677 MULBERRY DR, BILOXI, MS 39532-4348
Document Number	20170002144DJ2
Map Reference	PL 7 PG 5
Instrument Date	Aug 29, 2017
Instrument	2017-0002144-D-J2
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2034 BAYSIDE DR, 2034, BILOXI, MS 39532-4346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 MULBERRY DR, BILOXI, MS 39532-4348

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$19,081 (+0.72%)	$190,806 (+0.72%) Land $26,500 Building $164,306
2023	$18,944	$189,439 Land $26,500 Building $162,939

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 219 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	275 units insured incl. 56 condo units
Nearby Flood Claims	12 (2005–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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