677 Main St, Cromwell, CT 06416 Property Records

Cromwell Town property record for 677 Main St, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1941
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2023)
Tax Bill	$3,847 (2025)
Deeds & Mortgages	Jan 2025 Refinance Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-26`

Property Details

APN / Parcel Number

Primary APN	`60-26`
Alternative APNs	`CROM M:00324200` `M:60 B:15 L:26` `324200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
Gross Area	1,596 sqft
1st Floor Area	880 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	324200
Street Address	677 MAIN ST
City	CROMWELL
State	CT
Zip	06416-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	15
Legal Lot Number	26
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	1
Census Block	1000
Census Tract	570200

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	677 MAIN ST, CROMWELL, CT 06416-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Oct 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Aug 24, 2015 · Amount on Record
Deed Document Number	20231746
Deed Book / Page	1806 / 284
Prior Transfer Date	Oct 19, 2023
Prior Transfer Doc	001806-284
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	677 MAIN ST, CROMWELL, CT 06416-1429
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001840-291
Date	Jan 8, 2025
Book Page	1840/291
Instrument	35

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Oct 23, 2023
Property Address	677 MAIN ST, CROMWELL, CT 06416-1429
Document Number	001806-284
Book / Page	1806 / 284
Instrument Date	Oct 19, 2023
Instrument	1746
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001747
Date	Oct 23, 2023
Instrument	1747

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,847.00	$124,950 (-) Land $61,600 Building $63,350	$87,465 Land $43,120 Building $44,345
2024	$3,847.00 (+4.68%)
2023	$3,675.00 (+20.33%)	$124,950 (+36.36%) Land $61,600 Building $63,350
2022	$3,054.00	$91,630 Land $59,010 Building $32,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cox Communications.

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