San Diego County property record for 677 Main St, #81, Ramona, CA 92065
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 7,275 sqft · built 1945 |
| Lot Size | 0.206 acres (8,983 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,873 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-343-12-00 |
| Primary APN | 281-343-12-00 |
|---|
| Building Area | 7,275 sqft Gross Area |
|---|
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 8,983 sqft (0.206 acres) |
| Street Address | 677 MAIN ST, 81 |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-2043 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | RMV5 |
| Legal Description | BLK 39 LOT 7 TR 000643 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000643 |
| Legal Block | 39 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 20812 |
677 Main St, #81 is owned by an individual who acquired it in April 1995.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3990 SAN LEANDRO WAY, SAN DIEGO, CA 92130-2264 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 13, 1995 |
| Transfer Doc | 0000165800 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 677 Main St, #81 was $5,873.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,095,000 (+324.31%) Land $480,000 Building $615,000 | |
| 2025 | $5,873.00 | $258,065 Land $77,599 Building $180,466 |
| 2023 | $5,118.00 (-10.43%) | $248,046 Land $74,587 Building $173,459 |
| 2022 | $5,714.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 677 Main St, #81 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 37 units insured incl. 20 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 677 Main St, #81 is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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