677 Larch Dr, Carol Stream, IL 60188 Property Records

DuPage County property record for 677 Larch Dr, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,799 sqft · built 1993
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$577,500 (May 2025)
Tax Bill	$14,723 (2025)
Deeds & Mortgages	May 2024 Foreclosure Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-30-102-028`

Property Details

APN / Parcel Number

Primary APN	`02-30-102-028`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,799 sqft Living Area
Gross Area	4,076 sqft
1st Floor Area	1,482 sqft
2nd Floor Area	1,211 sqft
Basement Area	1,383 sqft
Finished Basement	1,106 sqft
Unfinished Basement	277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	677 LARCH DR
City	CAROL STREAM
State	IL
Zip	60188-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RENAISSANCE SUBDIVISION ALL
Legal Subdivision	RENAISSANCE SUBDIVISION
Legal Lot Number	96
Jurisdiction	DU PAGE IL
Township / Civil Division	BLOOMINGDALE
Census Block Group	1
Census Block	1001
Census Tract	841206

Owner

677 Larch Dr is owned by two individuals who bought it in May 2025.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	326 OLD MILL LN, BLOOMINGDALE, IL 60108-1381
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Sheriff's Deed, Foreclosure Foreclosure Auction
Nov 14, 2017	Deed of Trust, Mortgage · Line of Credit WEST SUBURBAN BANK
May 8, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	202527297
Prior Transfer Date	Nov 22, 2022
Prior Transfer Doc	0000016509
Record Updated	Sep 20, 2026

May 2024: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DU PAGE IL
Recording Date	May 6, 2024
Property Address	677 LARCH DR, CAROL STREAM, IL 60188-4432
Document Number	0000024506
Map Reference	DOC R92-126485
Instrument Date	Nov 22, 2022
Instrument	R2024-024506
Transaction Type	Foreclosure
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1N500 TURNBERRY LN, WINFIELD, IL 60190-2337

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	677 LARCH DR, CAROL STREAM, IL 60188-4432
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117479
Date	Nov 14, 2017
Instrument	R2017-117479

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 13, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18.5%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 8, 2018
Property Address	677 LARCH DR, CAROL STREAM, IL 60188-4432
Document Number	0000040213
Instrument Date	Apr 27, 2018
Instrument	40213
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 LARCH DR CAROL STREAM IL 601884432, CAROL STREAM, IL 60188-4432

Mortgage

Document Number	40215
Date	May 8, 2018
Instrument	40215

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 677 Larch Dr was $14,723, up 6.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,723.00 (+6.12%)	$186,596 (+9.94%) Land $36,983 Building $149,613	$559,788 (+9.94%) Land $110,949 Building $448,839
2024	$13,874.00	$169,722 Land $33,833 Building $135,889	$509,166 Land $101,499 Building $407,667
2022	$11,893.00 Homeowner's exemption	$143,110 Land $28,770 Building $114,340	$429,330 Land $86,310 Building $343,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 677 Larch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 677 Larch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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