677 Lakeshore Rd, Talbott, TN 37877 Property Records

Hamblen County property record for 677 Lakeshore Rd, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,323 sqft · built 1970
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2021)
Tax Bill	$946 (2025)
Deeds & Mortgages	Jul 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032047J B 02400`

Property Details

APN / Parcel Number

Primary APN	`032047J B 02400`
Alternative APN	`047J B 02400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Basement Area	1,323 sqft
Unfinished Basement	1,323 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	150 ft deep x 112 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	677 LAKESHORE RD
City	TALBOTT
State	TN
Zip	37877-8976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 2, SUBDIVISION: LAKESHORE GARDENS, LOT: 1
Legal Subdivision	LAKESHORE GARDENS
Legal Lot Number	1
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	3
Census Block	3013
Census Tract	101100

Owner

Source: Hamblen County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	677 LAKESHORE RD, TALBOTT, TN 37877-8976
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Deed Document Number	0001919810
Deed Book / Page	1919 / 810
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMBLEN TN
Recording Date	Jul 26, 2021
Property Address	677 LAKESHORE RD, TALBOTT, TN 37877-8976
Document Number	0001919810
Book / Page	1919 / 810
Map Reference	CAB C SL C-25
Instrument Date	Jul 26, 2021
Instrument	21006763
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	677 LAKESHORE RD, TALBOTT, TN 37877-8976

Mortgage

Document Number	0021006764
Date	Jul 26, 2021
Instrument	21006764

Lender

Name	FIRST PEOPLES BANK OF TENNESSEE
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Sep 26, 2026

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$946.00 (+45.99%)	$64,325 (+95.67%) Land $9,625 Building $54,700	$257,300 (+95.67%) Land $38,500 Building $218,800
2023		$32,875 (-) Land $5,250 Building $27,625
2022	$648.00	$32,875 Land $5,250 Building $27,625	$131,500 (-) Land $21,000 Building $110,500
2020			$131,500 Land $21,000 Building $110,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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