677 Holmes Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 677 Holmes Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,072 sqft · built 1990
Lot Size	0.135 acres (5,890 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (Mar 2020)
Tax Bill	$4,444 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Sale & Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`2350-545-45-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-545-45-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,072 sqft Living Area
Gross Area	1,576 sqft
1st Floor Area	889 sqft
2nd Floor Area	183 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,890 sqft (0.135 acres)
Lot Dimensions	95 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	199 sqft
Patio Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	677 HOLMES LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	BIG BEAR HIGHLANDS LOTS 10 11 AND N 1/2 LOT 12 BLK 56 EX ST *** COMBO REQUEST 9-25-89 #89-354829 ST ***
Legal Subdivision	BIG BEAR HIGHLANDS
Legal Block	56
Legal Lot Number	10,11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2009
Census Tract	11408

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12018 ROSCOE BLVD, NORTH HOLLYWOOD, CA 91605-1501
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Mar 3, 2020	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Oct 15, 2019	Deed of Trust, Mortgage · FHA Mortgage ST FIN
Sep 22, 2018	Deed of Trust, Mortgage · FHA Mortgage ST FIN
Mar 16, 2017	Grant Deed, Transfer · FHA Mortgage ST FIN CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Mar 16, 2017 · Amount on Record
Deed Document Number	202076544
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	677 HOLMES LN, SUGARLOAF, CA 92386
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 HOLMES LN, SUGARLOAF, CA 92386

Mortgage

Document Number	0000265012
Date	Jun 10, 2021
Instrument	2021-0265012

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 3, 2020
Property Address	677 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000076544
Map Reference	MB 25 PG 11&12
Instrument Date	Feb 4, 2020
Instrument	2020-0076544
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12018 ROSCOE BLVD, NORTH HOLLYWOOD, CA 91605-1501

Mortgage

Document Number	0000076545
Date	Mar 3, 2020
Instrument	2020-0076545

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	677 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000381801
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 HOLMES LN SUGARLOAF CA 92386, SUGARLOAF, CA 92386

Mortgage

Document Number	0000381801
Date	Oct 23, 2019
Instrument	381801

Lender

Name	ST FIN
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	677 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000357362
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 HOLMES LN SUGARLOAF CA 92386, SUGARLOAF, CA 92386

Mortgage

Document Number	0000357362
Date	Sep 28, 2018
Instrument	357362

Lender

Name	ST FIN
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 16, 2017
Property Address	677 HOLMES LN, SUGARLOAF, CA 92386
Document Number	0000113752
Map Reference	MB25 PG11&12
Instrument Date	Feb 6, 2017
Instrument	2017-0113752
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3800 BRADFORD ST SPC 278, 278, LA VERNE, CA 91750-3152

Mortgage

Document Number	0000113753
Date	Mar 16, 2017
Instrument	2017-0113753

Lender

Name	ST FIN CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,729 (+2%) Land $59,346 Building $237,383
2025	$4,444.00 (+7.24%)	$290,910 (+4.04%) Land $58,182 Building $232,728
2023	$4,144.00 (+3.52%)	$279,614 Land $55,923 Building $223,691
2022	$4,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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