677 High St, Aurora, IL 60505 Property Records

Kane County property record for 677 High St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,496 sqft · built 1909
Lot Size	0.133 acres (5,808 sqft)
Owner	Company Name on File
Tax Bill	$6,169 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-478-003`

Property Details

APN / Parcel Number

Primary APN	`15-15-478-003`

Interior

Bedrooms	4 Beds
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	4,656 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Construction Type	Frame
Lot Area	5,808 sqft (0.133 acres)
Garage Type	Attached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	677 HIGH ST
City	AURORA
State	IL
Zip	60505-2250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROCH & EDWARDS ADDN N 44 FT LOT 6 BLK 1
Legal Subdivision	GROCH&EDWARDS ADDN
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2000
Census Tract	853300

Owner

677 High St is owned by a company that acquired it in March 2023.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2840 CLARISSA LN, AURORA, IL 60502-7415
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage OAKTREE FUNDING CORP
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit THE STATE BANK OF GENEVA
Apr 5, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2015
Deed Sale	Dec 23, 2015
Prior Sale	Oct 29, 2014
Deed Document Number	201568304
Last Transfer Date	Mar 2, 2023
Transfer Doc	0000010608
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	677 HIGH ST, AURORA, IL 60505-2250
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 CLARISSA LN, AURORA, IL 60502-7415

Mortgage

Document Number	0000042720
Date	Oct 30, 2025
Instrument	2025K042720

Lender

Name	OAKTREE FUNDING CORP
Type	Subprime Lender
Address	CHANDLER, AZ 85226

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	677 HIGH ST, AURORA, IL 60505-2250
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012038
Date	Apr 12, 2024
Instrument	2024K012038

Lender

Name	THE STATE BANK OF GENEVA
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Apr 9, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 5, 2023
Property Address	677 HIGH ST, AURORA, IL 60505-2250
Document Number	0000010608
Instrument Date	Mar 2, 2023
Instrument	2023K010608
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2790 GINGER WOODS DR, AURORA, IL 60502-7418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2840 CLARISSA LN, AURORA, IL 60502-7415

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	677 HIGH ST, AURORA, IL 60505-2250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039016
Date	Aug 10, 2018
Instrument	2018K039016

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 677 High St was $6,169, up 4.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,169.00 (+4.22%)	$94,460 (+9.39%) Land $8,698 Building $85,762	$283,493 (+9.39%) Land $26,104 Building $257,389
2024	$5,919.00	$86,351 Land $7,951 Building $78,400	$259,157 Land $23,863 Building $235,294
2022	$5,348.00 (+1.08%)	$70,396 (+7.41%) Land $6,482 Building $63,914	$211,188 (+7.41%) Land $19,446 Building $191,742
2021	$5,291.00	$65,540 Land $6,035 Building $59,505	$196,620 Land $18,105 Building $178,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 677 High St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–1996)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 677 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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