677 Greentree Ln NE, Ada, MI 49301 Property Records

Kent County property record for 677 Greentree Ln NE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,541 sqft · built 1973
Lot Size	2.04 acres (89,211 sqft)
Owner	2 Individual Names on File
Last Sale	$328,500 (Sep 2004)
Tax Bill	$8,830 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-15-23-440-005`

Property Details

APN / Parcel Number

Primary APN	`41-15-23-440-005`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	18 Rooms
Stories	1 Story
Building Area	3,541 sqft Living Area
1st Floor Area	3,513 sqft
Basement Area	3,689 sqft
Finished Basement	2,927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Architectural Style	Ranch
Lot Area	89,211 sqft (2.04 acres)
Garage Area	1,666 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	677 GREENTREE LN NE
City	ADA
State	MI
Zip	49301-9794
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 21 * GREENTREE FARMS PLAT
Legal Subdivision	GREENTREE FARMS PLAT
Legal Lot Number	21
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	1
Census Block	1028
Census Tract	11901

Owner

677 Greentree Ln NE is owned and occupied by two individuals who bought it in September 2004.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	677 GREENTREE LN NE, ADA, MI 49301-9794
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Feb 13, 2017	Trustee's Deed, Construction Loan · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2004 · Amount on File
Deed Sale	Sep 15, 2004 · Amount on File
Prior Sale	Apr 26, 1994 · Amount on File
Deed Document Number	2004124760
Prior Transfer Date	Apr 28, 2004
Prior Transfer Doc	0000057070
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	677 GREENTREE LN NE, ADA, MI 49301-9794
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 GREENTREE LN NE, ADA, MI 49301-9794

Mortgage

Document Number	0000015842
Date	Feb 23, 2022
Instrument	20220223-0015842

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	677 GREENTREE LN NE, ADA, MI 49301-9794
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057165
Date	May 14, 2021
Instrument	20210514-0057165

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.97%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.97%
Index	1-Year T-Bill
Margin	3
Max Rate	7.97%

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENT MI
Recording Date	Feb 13, 2017
Property Address	677 GREENTREE LN NE, ADA, MI 49301-9794
Instrument Date	Jan 19, 2017
Instrument	13101
Transaction Type	Construction Loan
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	677 GREENTREE LN NE ADA MI 493019794, ADA, MI 49301-9794

Mortgage

Document Number	0000013101
Date	Feb 13, 2017
Instrument	13101

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 677 Greentree Ln NE was $8,830.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,400 (-2.62%)	$818,800 (-2.62%)
2025	$8,830.00 Homeowner's exemption	$420,400	$840,800
2023		$339,800	$679,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 677 Greentree Ln NE in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	33 (1978–2023)
Claims Outside the SFHA	4 of 33
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 677 Greentree Ln NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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