677 Gilbert St, Columbus, OH 43205 Property Records

Franklin County property record for 677 Gilbert St, Columbus, OH 43205

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,757 sqft · built 1915
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on Record
Last Sale	$368,000 (Feb 2023)
Tax Bill	$5,435 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-028907`

Property Details

APN / Parcel Number

Primary APN	`010-028907`
Alternative APN	`01002890700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,757 sqft Living Area
1st Floor Area	1,491 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Raised
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	127 ft deep x 36 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	677 GILBERT ST
City	COLUMBUS
State	OH
Zip	43205-2632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	677 GILBERT ANDREWS AMD LOT 78
Legal Subdivision	JOHN W ANDREWS AMD PLAT & RESUB
Legal Lot Number	78
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	3
Census Block	3039
Census Tract	5300

Owner

Source: Franklin County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	677 GILBERT ST, COLUMBUS, OH 43205-2632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage BMI FCU
Apr 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARK NATIONAL BANK
Feb 15, 2023	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit THE SAVINGS BANK
Apr 19, 2022	Warranty Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	202314700
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	677 GILBERT ST, COLUMBUS, OH 43205-2632
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 GILBERT ST, COLUMBUS, OH 43205-2632

Mortgage

Document Number	0000104010
Date	Sep 17, 2025
Instrument	202509170104010

Lender

Name	BMI FCU
Type	Credit Union
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Margin	3
Max Rate	11.5%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	677 GILBERT ST, COLUMBUS, OH 43205-2632
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 GILBERT ST, COLUMBUS, OH 43205-2632

Mortgage

Document Number	0000041207
Date	Apr 28, 2023
Instrument	202304280041207

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	May 1, 2030

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Feb 15, 2023
Property Address	677 GILBERT ST, COLUMBUS, OH 43205-2632
Document Number	0000014700
Map Reference	MB 2 PG 166
Instrument Date	Feb 7, 2023
Instrument	202302150014700
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	NOT AVAILABLE, EMPORA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 GILBERT ST, COLUMBUS, OH 43205-2632

Mortgage

Document Number	0000014701
Date	Feb 15, 2023
Instrument	202302150014701

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	677 GILBERT ST, COLUMBUS, OH 43205-2632
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	EMPORA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004199
Date	Jan 13, 2023
Instrument	202301130004199

Lender

Name	THE SAVINGS BANK
Type	Bank
Address	CIRCLEVILLE, OH 43113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 26, 2048

Interest

Rate Type	Adjustable Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Apr 19, 2022
Property Address	677 GILBERT ST, COLUMBUS, OH 43205-2632
Document Number	0000060321
Map Reference	MB 2 PG 166
Instrument Date	Apr 12, 2022
Instrument	202204190060321
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$96.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	677 GILBERT ST, 677, COLUMBUS, OH 43205-2632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7634 SCHNEIDER WAY, BLACKLICK, OH 43004-6037

Mortgage

Document Number	0000060322
Date	Apr 19, 2022
Instrument	202204190060322

Lender

Name	EASY STREET CAPITAL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Nov 1, 2022

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,110 (-) Land $28,390 Building $92,720	$346,000 (-) Land $81,100 Building $264,900
2024	$5,435.00 (+29.53%) Homeowner's exemption	$121,110 (+30.62%) Land $28,390 Building $92,720
2023	$4,196.00 (+430.47%)	$92,720 (+286.17%) Land $28,390 Building $64,330	$346,000 (+404.37%) Land $81,100 Building $264,900
2022	$791.00 Homeowner's exemption	$24,010 Land $4,970 Building $19,040
2020			$68,600 Land $14,200 Building $54,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bresco Broadband, Verizon.

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