677 Fry St, Saint Paul, MN 55104 Property Records

Ramsey County property record for 677 Fry St, Saint Paul, MN 55104

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,321 sqft · built 1900
Lot Size0.106 acres (4,636 sqft)
OwnerIndividual Name on Record
Last Sale$229,000 (Aug 2019)
Tax Bill$3,914 (2024)
Deeds & MortgagesAug 2021 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN33-29-23-11-0132

Property Details

APN / Parcel Number

Primary APN33-29-23-11-0132
Alternative APNs
  • 8328529
  • 8339024

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,321 sqft Living Area
1st Floor Area892 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1951
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area4,636 sqft (0.106 acres)
Lot Dimensions122 ft deep x 38 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8339024
Street Address677 FRY ST
CitySAINT PAUL
StateMN
Zip55104-1813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOOD LAWN PARK ADDITION TO,ST. LOT 4 BLK 5
Legal Range23
Legal Township29
Legal Section33
Legal SubdivisionWOOD LAWN PARK ADDITION TO,ST.
Legal Block5
Legal Lot Number4
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group2
Census Block2000
Census Tract32000

Owner

Source: Ramsey County records, as of July 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address677 FRY ST, SAINT PAUL, MN 55104-1813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Aug 22, 2019Warranty Deed, Transfer · Conventional with PMI
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2019 · Amount on Record
Deed SaleAug 22, 2019 · Amount on Record
Prior SaleOct 31, 2016 · Amount on Record
Deed Document Number20194770522
Prior Transfer DateJun 9, 2015
Prior Transfer Doc0A04565762
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address677 FRY ST, SAINT PAUL, MN 55104-1813
Transaction TypeMortgage
Record UpdatedAug 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04903748
DateAug 24, 2021
InstrumentA04903748
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateAug 22, 2019
Property Address677 FRY ST, SAINT PAUL, MN 55104-1813
Document Number0004770522
Instrument DateAug 16, 2019
Instrument4770522
Transaction TypeTransfer
Record UpdatedSep 4, 2019
Title CompanyTRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$778.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address677 FRY ST ST PAUL MN 551041813, ST PAUL, MN 55104-1813

Mortgage

Document Number4770523
DateAug 22, 2019
Instrument4770523
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 21, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$289,200 (+10.76%) Land $35,000 Building $254,200$289,200 (+10.76%) Land $35,000 Building $254,200
2024$3,914.00 (-3.79%)
2023$4,068.00 Homeowner's exemption$261,100 Land $35,000 Building $226,100$261,100 Land $35,000 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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