677 Forrest Cir, Coldwater, MS 38618 Property Records

Tate County property record for 677 Forrest Cir, Coldwater, MS 38618

Property Summary

Property TypeSingle Family Home
Details2 bd · 963 sqft · built 1957
OwnerIndividual Name on Record
Tax Bill$1,001 (2025)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APN039P18 0000100

Property Details

APN / Parcel Number

Primary APN039P18 0000100

Interior

Bedrooms2 Beds
Total Rooms6 Rooms
Building Area963 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Exterior MaterialAsbestos
Foundation TypeConcrete
Roof TypeGable
Roof MaterialShingle

Location & Zoning

Street Address677 FORREST CIR
CityCOLDWATER
StateMS
Zip38618-3875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 129 PART 6 1941 EXT
Legal Range07
Legal Township04
Legal Section31
Legal Lot Number129
JurisdictionTATE MS
Township / Civil Division3
Census Block Group3
Census Block3030
Census Tract950301

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address677 FORREST CIR, COLDWATER, MS 38618-3875
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2024
Deed SaleJul 30, 2024
Deed Document Number0020242556
Deed Book / Page2024 / 2556
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTATE MS
Property Address677 FORREST CIR, COLDWATER, MS 38618-3875
Transaction TypeMortgage
Record UpdatedMar 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/2530
DateFeb 15, 2022
Book Page2022/2530
Lender
NameFIRST SECURITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueMar 1, 2027

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyTate County
MunicipalityColdwater Town
Unified School DistrictTate County School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,001.00 (+15.46%)$6,433 (+21.93%) Land $2,089 Building $4,344$42,882 (+21.92%) Land $13,924 Building $28,958
2023$867.00$5,276 Land $2,089 Building $3,187$35,172 Land $13,924 Building $21,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLDWATER
serves 1,381 people · EPA ID MS0690002
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Sanitary survey deficiency not corrected
Feb 2011
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Forrest Cir

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