Franklin County property record for 677 Fallside Ln, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,864 sqft · built 1989 |
| Lot Size | 0.174 acres (7,562 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,000 (Sep 2025) |
| Tax Bill | $7,586 (2025) |
| Deeds & Mortgages | Sep 2021 Construction Loan Sep 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-209888 |
| Primary APN | 610-209888 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,864 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 7,562 sqft (0.174 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 677 FALLSIDE LN |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FALLSIDE LN WORTH. HIGHLANDS SEC 2 LOT 117 |
| Legal Subdivision | WORTHINGTON HIGHLANDS SEC 2 |
| Legal Lot Number | 117 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 7044 |
Source: Franklin County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 677 FALLSIDE LN, WESTERVILLE, OH 43081-5021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Mar 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK & TRUST CO |
| Nov 28, 2017 | Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK |
| Sep 4, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Mar 29, 2022 · Amount on Record |
| Deed Document Number | 2025102752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 677 FALLSIDE LN, WESTERVILLE, OH 43081-5021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 677 FALLSIDE LN, WESTERVILLE, OH 43081-5021 |
| Document Number | 0000162770 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 202109140162770 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 23, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Sep 15, 2025 |
| Property Address | 677 FALLSIDE LN, WESTERVILLE, OH 43081-5021 |
| Document Number | 0000102752 |
| Map Reference | MB 67 PG 44 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 202509150102752 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | OHIO REAL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $412.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337 |
| Document Number | 0000102753 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 202509150102753 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Mar 29, 2022 |
| Property Address | 677 FALLSIDE LN, WESTERVILLE, OH 43081-5021 |
| Document Number | 0000049015 |
| Map Reference | MB 67 PG 44 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 202203290049015 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | HEART/GOLD TITLE, HEART OF GOLD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 677 FALLSIDE LN, WESTERVILLE, OH 43081-5021 |
| Document Number | 0000049016 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 202203290049016 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 677 FALLSIDE LN, COLUMBUS, OH 43081-5021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000167866 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 201711280167866 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.85% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 677 FALLSIDE LN, COLUMBUS, OH 43081-5021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000113699 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 201909040113699 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 677 FALLSIDE LN, COLUMBUS, OH 43081-5021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 677 PALLSIDE LN, WESTERVILLE, OH 43081 |
| Document Number | 0000189226 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 202011300189226 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Worthington City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,586.00 | $119,810 (-) Land $35,630 Building $84,180 | $342,300 (-) Land $101,800 Building $240,500 |
| 2024 | $7,586.00 (+7.86%) Homeowner's exemption | $119,810 (-) Land $35,630 Building $84,180 | |
| 2023 | $7,033.00 (+23%) Homeowner's exemption | $119,810 (+39.25%) Land $35,630 Building $84,180 | $342,300 (+39.26%) Land $101,800 Building $240,500 |
| 2022 | $5,718.00 Homeowner's exemption | $86,040 Land $18,520 Building $67,520 | |
| 2020 | $245,800 Land $52,900 Building $192,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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