677 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 677 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,872 sqft
Lot Size	1.06 acres (46,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$124,000 (Jun 2015)
Tax Bill	$2,922 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-300-085-00`

Property Details

APN / Parcel Number

Primary APN	`51-300-085-00`
Alternative APN	`03-51-300-085-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	1,377 sqft
Basement Area	495 sqft
Unfinished Basement	495 sqft

Exterior

Architectural Style	Custom Design
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	46,348 sqft (1.06 acres)
Lot Dimensions	368 ft deep x 126 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	677 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	BEG ON C/L ELY ST 319.275' SWLY FROM N SEC LINE TH SE AT RT ANGLE 320.76' TO N 1/8 LINE TH S 208.89' TH NWLY 439.89' T C/L OF SD RD TH NELY 171.60' ALG SD C/L TO POB EX NLY 52' AS MEASURED ALG ELY ST (15T)
Legal Range	13W
Legal Township	02N
Legal Section	32
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	3
Census Block	3022
Census Tract	31200

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	677 ELY ST, ALLEGAN, MI 49010-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2015 · Amount on Record
Deed Sale	Jun 23, 2015 · Amount on Record
Prior Sale	Oct 9, 2008 · Amount on Record
Deed Book / Page	3938 / 642
Prior Transfer Date	Feb 14, 2008
Prior Transfer Doc	003268/373
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	677 ELY ST, ALLEGAN, MI 49010-1541
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 ELY ST, ALLEGAN, MI 49010-1541

Mortgage

Document Number	004814/601
Date	Nov 8, 2022
Book Page	4814/601
Instrument	2022021351

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,000 (+34.31%) Land $17,800 Building $110,200	$256,000 (+34.31%) Land $35,600 Building $220,400
2025	$2,922.00 (+12.38%)
2023		$95,300 Land $12,500 Building $82,800	$190,600 Land $25,000 Building $165,600
2022	$2,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30