677 E River St, Elyria, OH 44035 Property Records

Lorain County property record for 677 E River St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeCommercial > Retail
Bedrooms3 Beds
Bathrooms1 Baths
Architecture StyleColonial
Year BuiltBuilt 1930
Square Footage480 sqft Total Area
Lot Size9,583 sqft (0.219 acres)
GarageDetached, 800 sqft
Tax Bill$3,878.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-106-000-005

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area480 sqft Total Area
1st Floor1,717 sqft 1st Floor
2nd Floor650 sqft 2nd Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Frame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area9,583 sqft (0.219 acres)
Depth X Width197 ft x 49 ft Depth x Width
Garage TypeDetached Garage
Garage Area800 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Patio Area28 sqft Patio
Porch1 Porch
Porch Area28 sqft Porch

Utilities and HVAC

Heating SystemBaseboard Heating

Location & Zoning

Street Address677 E RIVER ST
CityELYRIA
StateOH
Zip44035-5901
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal Description49.50 X 197
Legal SubdivisionEAST OF BLACK RIVER
Legal Tract25
Legal Lot Number106
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1001
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-106-000-005

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address673 E RIVER ST, ELYRIA, OH 44035-5935

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2021Deed of Trust, Mortgage · Commercial Mortgage
BUCKEYE COMMUNITY BANK
Aug 06, 2020Deed of Trust, Mortgage
DHRUV R PATEL

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 08, 2013
Transfer Doc0000469006
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address677 E RIVER ST, ELYRIA, OH 44035-5901
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210802299
DateFeb 09, 2021
Instrument2021-0802299
Lender
NameBUCKEYE COMMUNITY BANK
TypeBank
AddressLORAIN, OH 44055
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address677 E RIVER ST, ELYRIA, OH 44035-5901
Document Number0000775730
Instrument DateAug 06, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address677 E RIVER ST ELYRIA OH 440355901, ELYRIA, OH 44035-5901

Mortgage

Document Number0000775730
DateAug 25, 2020
Instrument775730
Lender
NameDHRUV R PATEL
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,878.00$62,810 (%) Land $25,150 Building $37,660$179,460 (-) Land $71,870 Building $107,590
2024$3,878.00 (+3.58%)$62,812 (+21.97%) Land $25,155 Building $37,657$179,460 (+21.97%) Land $71,870 Building $107,590
2023$3,744.00 (+0.54%)$51,499 (%) Land $16,772 Building $34,727$147,140 (-) Land $47,920 Building $99,220
2022$3,724.00$51,500 Land $16,770 Building $34,730
2021$147,140 Land $47,920 Building $99,220

Flood & Wildfire

677 E River St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E River St

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