677 Cheshire Rd, Delaware, OH 43015 Property Records

Delaware County property record for 677 Cheshire Rd, Delaware, OH 43015 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1953
Lot Size	1.05 acres (45,738 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Jun 2017)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`419-410-01-024-000`

Property Details

APN / Parcel Number

Primary APN	`419-410-01-024-000`
Alternative APN	`251594.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	No Foundation
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Patio Area	396 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	677 CHESHIRE RD
City	DELAWARE
State	OH
Zip	43015-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 237
Legal Subdivision	TIPPECANOE
Legal Lot Number	237
Jurisdiction	DELAWARE OH
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2054
Census Tract	12100

Owner

Source: Delaware County records · APN 419-410-01-024-000

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	677 CHESHIRE RD, DELAWARE, OH 43015-8546
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jan 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 04, 2025	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 30, 2017	Warranty Deed, Transfer · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Mar 03, 2005 · Amount on Record
Deed Document Number	201718387
Deed Book / Page	1511 / 2644
Last Transfer Date	Mar 16, 2021
Transfer Doc	0000017461
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Recording Date	Jul 29, 2026
Property Address	677 CHESHIRE RD, DELAWARE, OH 43015-8546
Document Number	0000020676
Instrument Date	Jul 20, 2026
Instrument	202620676
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	677 CHESHIRE RD, DELAWARE, OH 43015-8546

Mortgage

Document Number	0000020676,
Date	Jul 29, 2026
Instrument	202620676

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2036

Interest

Rate	6.47%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	677 CHESHIRE RD, DELAWARE, OH 43015-8546
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 CHESHIRE RD, DELAWARE, OH 43015-8546

Mortgage

Document Number	0000001561
Date	Jan 25, 2024
Book Page	2073/1220
Instrument	202400001561

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2029
Change Frequency	Annually
Min Rate At Change	5.87%
Max Rate At Change	9.87%
Index	1-Year CMT
Max Rate	13.8%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	677 CHESHIRE RD, DELAWARE, OH 43015-8546
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021027
Date	Sep 04, 2025
Book Page	2178/1086
Instrument	202500021027

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 29, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OH
Recording Date	Apr 13, 2021
Property Address	677 CHESHIRE RD, DELAWARE, OH 43015-8546
Document Number	0000017461
Book / Page	1849 / 442
Map Reference	VOL 284 PG 183
Instrument Date	Mar 16, 2021
Instrument	202100017461
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	LEADERS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number	0000017462
Date	Apr 13, 2021
Instrument	202100017462

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 30, 2017
Property Address	677 CHESHIRE RD, DELAWARE, OH 43015-8546
Document Number	0000018387
Book / Page	1511 / 2644
Instrument Date	Jun 23, 2017
Instrument	201700018387
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018388
Date	Jun 30, 2017
Book Page	1511/2646
Instrument	201700018388

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Liberty Township
Unified School District	Olentangy Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,593.00 (+5.39%)	$83,170 (-) Land $28,390 Building $54,780	$237,600 (-) Land $81,100 Building $156,500
2024	$4,358.00 (-0.39%) Homeowner's exemption	$83,170 (-) Land $28,390 Building $54,780
2023	$4,375.00 Homeowner's exemption	$83,170 Land $28,390 Building $54,780	$237,600 Land $81,100 Building $156,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delaware County (39041C), updated June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390410121002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (2004–2016)
Most Recent Claim	Jun 2016, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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