Lake County property record for 677 Cherry Ave, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,635 sqft · built 1913 |
| Lot Size | 0.163 acres (7,087 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,921 (2024) |
| Deeds & Mortgages | Apr 2017 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-409-058 |
| Primary APN | 12-33-409-058 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| Gross Area | 2,563 sqft |
| 1st Floor Area | 1,136 sqft |
| Upper Floors Area | 499 sqft |
| Basement Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,087 sqft (0.163 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 677 CHERRY AVE |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CO.CLERKS SUBDN OF LOTS 289 & 290 LAKE FOREST; BLOCK 289 L OT 20 |
| Legal Subdivision | CO.CLERKS SUBDN |
| Legal Block | 289 |
| Legal Lot Number | 20,28 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 677 CHERRY AVE, LAKE FOREST, IL 60045-2475 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jul 22, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2012 |
| Deed Sale | Sep 19, 2012 |
| Prior Sale | Oct 2, 2003 · Amount on Record |
| Deed Document Number | 20126898511 |
| Prior Transfer Date | Mar 24, 2004 |
| Prior Transfer Doc | 0005561402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 677 CHERRY AVE, LAKE FOREST, IL 60045-2475 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007387826 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 7387826 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate | 4.5% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 22, 2020 |
| Property Address | 677 CHERRY AVE, LAKE FOREST, IL 60045-2475 |
| Document Number | 0007675996 |
| Map Reference | DOC 182559 |
| Instrument Date | Jul 8, 2020 |
| Instrument | 7675996 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 388 PIERCE CT, 388, VERNON HILLS, IL 60061-1320 |
| Name | Verified Name |
|---|---|
| Address | 677 CHERRY AVE, LAKE FOREST, IL 60045-2475 |
| Document Number | 0007675997 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 7675997 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Number | 0007675998 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 7675998 |
| Name | CPAH CLT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LIBERTYVILLE, IL 60048 |
| Type | Stand-Alone Second Mortgage |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $76,358 (+18.22%) Land $37,744 Building $38,614 | $229,097 (+18.22%) Land $113,243 Building $115,854 | |
| 2024 | $3,921.00 (+19.43%) | ||
| 2023 | $3,283.00 (+2.95%) | $64,590 (+6.98%) Land $31,927 Building $32,663 | $193,790 (+6.98%) Land $95,791 Building $97,999 |
| 2022 | $3,189.00 | $60,378 Land $29,845 Building $30,533 | $181,152 Land $89,544 Building $91,608 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1990 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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