Lake County property record for 677 Central Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,726 sqft · built 2001 |
| Lot Size | 0.049 acres (2,134 sqft) |
| Owner | Trust Name on File |
| Last Sale | $385,000 (Feb 2015) |
| Tax Bill | $12,863 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-33-107-238 |
| Primary APN | 16-33-107-238 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,726 sqft Living Area |
| Gross Area | 3,043 sqft |
| 1st Floor Area | 1,025 sqft |
| 2nd Floor Area | 701 sqft |
| Upper Floors Area | 701 sqft |
| Basement Area | 899 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,134 sqft (0.049 acres) |
| Lot Dimensions | 89 ft deep x 24 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 677 CENTRAL AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH COMMONS SUBDIVISION; E24.3 W129.3 LOT 403 AKA UNIT 403-070 |
| Legal Subdivision | SOUTH COMMONS SUBDIVISION |
| Legal Lot Number | 403 |
| Legal Unit | 070-40 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 864904 |
677 Central Ave is owner-occupied and held in a trust since July 2019.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 677 CENTRAL AVE, DEERFIELD, IL 60015-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Aug 23, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2015 · Amount on File |
| Deed Sale | Feb 6, 2015 · Amount on File |
| Prior Sale | Mar 30, 2011 · Amount on File |
| Deed Document Number | 20157168783 |
| Last Transfer Date | Jul 29, 2019 |
| Transfer Doc | 0007586981 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 677 CENTRAL AVE, DEERFIELD, IL 60015-4308 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007901157 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 7901157 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 23, 2019 |
| Property Address | 677 CENTRAL AVE, DEERFIELD, IL 60015-4308 |
| Document Number | 0007586981 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 7586981 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 677 CENTRAL AVE DEERFIELD IL 600154308, DEERFIELD, IL 60015-4308 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169,554 Land $23,412 Building $146,142 | $508,713 Land $70,243 Building $438,470 | |
| 2024 | $12,863.00 (-5.99%) | ||
| 2023 | $13,683.00 (+6.17%) | $149,238 (-4.03%) Land $20,607 Building $128,631 | $447,759 (-4.03%) Land $61,827 Building $385,932 |
| 2022 | $12,888.00 | $155,501 Land $17,086 Building $138,415 | $466,550 Land $51,263 Building $415,287 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 677 Central Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–2010) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 677 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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