677 Centerville Rd, Thurman, OH 45685 Property Records

Jackson County property record for 677 Centerville Rd, Thurman, OH 45685 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,539 sqft · built 2003
Lot Size	1.01 acres (44,083 sqft)
Owner	Individual Name on File
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`I170030009501`

Property Details

APN / Parcel Number

Primary APN	`I170030009501`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	44,083 sqft (1.01 acres)
Deck Area	64 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	677 CENTERVILLE RD
City	THURMAN
State	OH
Zip	45685-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW QT
Legal Range	17
Legal Township	07
Legal Section	13
Jurisdiction	JACKSON OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1092
Census Tract	957700

Owner

Source: Jackson County records · APN I170030009501

Assessment roll updated March 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	677 CENTERVILLE RD, THURMAN, OH 45685-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 01, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 07, 2018	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2003
Deed Sale	Mar 17, 2003
Last Transfer Date	Aug 08, 2018
Transfer Doc	00134/0535
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	677 CENTERVILLE RD, THURMAN, OH 45685-9701
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	152/1231
Date	Dec 23, 2020
Book Page	152/1231
Instrument	202000004037

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	677 CENTERVILLE RD, THURMAN, OH 45685-9701
Transaction Type	Mortgage
Record Updated	Dec 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	143/0789
Date	Nov 01, 2019
Book Page	143/0789
Instrument	201900003664

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OH
Recording Date	Sep 07, 2018
Property Address	677 CENTERVILLE RD, THURMAN, OH 45685-9701
Document Number	00134/0535
Book / Page	134 / 0535
Instrument Date	Aug 08, 2018
Instrument	201800002799
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETTLEMENTS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 CENTERVILLE RD, THURMAN, OH 45685-9701

Mortgage

Document Number	201800002800
Date	Sep 07, 2018
Instrument	201800002800

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated March 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Madison Township
Unified School District	Gallia County Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (-6.2%) Homeowner's exemption	$53,230 (-) Land $5,610 Building $47,620	$152,070 (-) Land $16,020 Building $136,050
2023	$2,579.00 (+35.24%) Homeowner's exemption Senior Citizen's exemption	$53,230 (+35.2%) Land $5,610 Building $47,620
2022	$1,907.00	$39,370 Land $5,000 Building $34,370
2020			$152,070 Land $16,020 Building $136,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (39079C), updated December 18, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390799577001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2000–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2015, river or lake flooding

Wildfire

Wildfire Risk	Low above 32% of the US · above 95% of Ohio
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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