Monroe County property record for 677 Caribbean Dr E, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,094 sqft · built 1991 |
| Lot Size | 0.216 acres (9,416 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Nov 1999) |
| Tax Bill | $9,214 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00193170-000000 |
| Primary APN | 00193170-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,094 sqft Living Area |
| Gross Area | 3,354 sqft |
| 1st Floor Area | 3,094 sqft |
| Basement Area | 845 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 9,416 sqft (0.216 acres) |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Pool Area | 230 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 541 sqft |
| Deck Area | 1,000 sqft |
| Patio Area | 3,072 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1255050 |
|---|---|
| Street Address | 677 CARIBBEAN DR E |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 1 SUMMERLAND KEY COVE ADDITION 6 PB5-41 SUMMERLAND KEY OR625-589 OR853-224 OR1129-2043 OR1448-1519 OR1603-795 OR2457-986 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 35 |
| Legal Subdivision | SUMMERLAND KEY COVE ADD #6 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 971502 |
Source: Monroe County records, as of March 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 64 GIBSON RD, ASHBURNHAM, MA 01430-1415 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 1999 · Amount on Record |
| Deed Sale | Nov 8, 1999 · Amount on Record |
| Prior Sale | Mar 24, 1997 · Amount on Record |
| Deed Book / Page | 1603 / 795 |
| Last Transfer Date | Mar 16, 2010 |
| Transfer Doc | 0024570986 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,215,872 (+6.16%) Land $787,178 Building $428,694 | $1,215,872 (+6.16%) Land $787,178 Building $428,694 | |
| 2024 | $9,214.00 (+4.16%) | ||
| 2023 | $8,846.00 (+10.81%) | $1,145,327 (+15.78%) Land $722,772 Building $422,555 | $1,145,327 (+15.78%) Land $722,772 Building $422,555 |
| 2022 | $7,983.00 | $989,193 Land $558,180 Building $431,013 | $989,193 Land $558,180 Building $431,013 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 454 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 454 in force |
| Nearby Flood Claims | 828 (1998–2022) |
| Claims Outside the SFHA | 2 of 828 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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