677 Boston Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 677 Boston Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,117 sqft · built 1955
Lot Size	0.544 acres (23,710 sqft)
Owner	2 Individual Names on File
Last Sale	$414,500 (Jan 2021)
Tax Bill	$5,748 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0089 B:0163 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0089 B:0163 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,117 sqft Living Area
Gross Area	2,515 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,710 sqft (0.544 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	677 BOSTON RD
City	BILLERICA
State	MA
Zip	01821-5319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Subdivision	BILLERICA
Legal Block	163
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	2
Census Block	2011
Census Tract	316201

Owner

677 Boston Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	677 BOSTON RD, BILLERICA, MA 01821-5319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	Nov 29, 1996 · Amount on File
Deed Document Number	20216001
Deed Book / Page	35269 / 247
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	35269-247
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Jan 29, 2021
Property Address	677 BOSTON RD, BILLERICA, MA 01821-5319
Document Number	35269-247
Book / Page	35269 / 247
Instrument Date	Jan 13, 2021
Instrument	6001
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	677 BOSTON RD, BILLERICA, MA 01821-5319

Mortgage

Document Number	6002
Date	Jan 29, 2021
Instrument	6002

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	677 BOSTON RD, BILLERICA, MA 01821-5319
Document Number	33967-282
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	677 BOSTON RD BILLERICA MA 018215319, BILLERICA, MA 01821-5319

Mortgage

Document Number	33967-282
Date	Mar 31, 2020
Book Page	033967/000282
Instrument	13536

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 677 Boston Rd was $5,748, up 4% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,748.00 (+3.96%)	$495,100 (+1.81%) Land $310,800 Building $183,700	$521,740 (-)
2025	$5,529.00 (+6.72%)	$486,300 (+5.97%) Land $302,000 Building $184,300	$521,740 (+1.52%)
2024	$5,181.00 (+4.08%)	$458,900 (+9.42%) Land $283,700 Building $175,200	$513,950
2023	$4,978.00	$419,400 Land $245,300 Building $174,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 677 Boston Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1982–2011)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Mar 2011 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, May 2006 · 6 claims Extreme Weather Conditons And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 677 Boston Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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