677 Beacon St, Lowell, MA 01850 Property Records

Middlesex County and Lowell City property record for 677 Beacon St, Lowell, MA 01850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,061 sqft · built 1958
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2024)
Tax Bill	$4,387 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`T00020`

Property Details

APN / Parcel Number

Primary APN	`T00020`
Alternative APNs	`LOWE M:192 B:440 L:677` `M:000192 T:T00020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,061 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T00020
Street Address	677 BEACON ST
City	LOWELL
State	MA
Zip	01850-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	440
Legal Lot Number	677
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1003
Census Tract	310200

Owner

677 Beacon St is owned and occupied by an individual who bought it in May 2024.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	677 BEACON ST, LOWELL, MA 01850-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 16, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on File
Deed Sale	May 28, 2024 · Amount on File
Prior Sale	Jul 20, 2007 · Amount on File
Deed Document Number	202414374
Deed Book / Page	38507 / 239
Prior Transfer Date	May 24, 2024
Prior Transfer Doc	038507-239
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	677 BEACON ST, LOWELL, MA 01850-1336
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039346-132
Date	Jun 27, 2025
Book Page	39346/132
Instrument	19678

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Mar 16, 2022
Property Address	677 BEACON ST, LOWELL, MA 01850-1336
Document Number	0036896-44
Book / Page	36896 / 44
Instrument Date	Mar 11, 2022
Instrument	11608
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	677 BEACON ST, LOWELL, MA 01850-1336

Mortgage

Document Number	0036896-47
Date	Mar 16, 2022
Book Page	36896/47
Instrument	11609

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 677 Beacon St was $4,387, down 3.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,387.00 (-3.18%)	$386,500 (-2.08%) Land $184,100 Building $202,400	$449,743 (+20.65%)
2025	$4,531.00 (+2.35%)	$394,700 (+6.19%) Land $172,000 Building $222,700	$372,780 (+0.44%)
2024	$4,427.00 (+2.91%)	$371,700 (+7.3%) Land $160,800 Building $210,900	$371,165
2023	$4,302.00	$346,400 Land $139,800 Building $206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 677 Beacon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 677 Beacon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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