677 Arnett Way, Galt, CA 95632 Property Records

Sacramento County property record for 677 Arnett Way, Galt, CA 95632 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1992
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$366,000 (Nov 2018)
Tax Bill	$4,814 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0490-056-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0490-056-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,478 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	677 ARNETT WAY
City	GALT
State	CA
Zip	95632-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS 01B, LOT 114
Legal Subdivision	RIVER OAKS 01B
Legal Lot Number	114
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1005
Census Tract	9410

Owner

Source: Sacramento County records · APN 150-0490-056-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	677 ARNETT WAY, GALT, CA 95632-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Nov 21, 2018	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Nov 21, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Aug 08, 2003 · Amount on Record
Deed Book / Page	20181121 / 1115
Prior Transfer Date	Nov 19, 2018
Prior Transfer Doc	11210000001114
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	677 ARNETT WAY, GALT, CA 95632-3102
Document Number	2006170346
Instrument Date	Jun 09, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 ARNETT WAY GALT CA 956323102, GALT, CA 95632-3102

Mortgage

Document Number	2006170346
Date	Jun 17, 2020
Instrument	2006170346

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2018
Property Address	677 ARNETT WAY, GALT, CA 95632-3102
Document Number	1811211114
Instrument Date	Nov 21, 2018
Instrument	1811211114
Transaction Type	Transfer
Record Updated	Dec 05, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8639 BAMARCIA DR ELK GROVE CA 956249445, ELK GROVE, CA 95624-9445

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 21, 2018
Property Address	677 ARNETT WAY, GALT, CA 95632-3102
Document Number	1811211115
Instrument Date	Nov 20, 2018
Instrument	1811211115
Transaction Type	Transfer
Record Updated	Dec 05, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$402.60
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	677 ARNETT WAY GALT CA 956323102, GALT, CA 95632-3102

Mortgage

Document Number	1811211116
Date	Nov 21, 2018
Instrument	1811211116

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$416,439 (+2%) Land $102,402 Building $314,037
2025	$4,814.00 (+4.38%)	$408,275 (+4.04%) Land $100,395 Building $307,880
2024	$4,612.00 (+1.65%)
2023	$4,537.00 (+4.08%)	$392,424 Land $96,498 Building $295,926
2022	$4,359.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 507 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Softcom Internet Communications	Fixed Wireless (licensed-by-rule)	400 / 50
DigitalPath	Fixed Wireless	200 / 20
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Cal.net, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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