Bergen County and Ridgewood Village property record for 677 Arcadia Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,305 sqft · built 1950 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $586,000 (Aug 2022) |
| Tax Bill | $11,060 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04503-0000-00019 |
| Primary APN | 51-04503-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,305 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 6,142 sqft (0.141 acres) |
| Lot Dimensions | 101 ft deep x 59 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 677 ARCADIA RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .141 AC |
| Legal Subdivision | RIDGEWOOD LAWNS |
| Legal Block | 4503 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 47500 |
677 Arcadia Rd is owned and occupied by two individuals who bought it in August 2022.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 677 ARCADIA RD, RIDGEWOOD, NJ 07450-5526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage THE DIME SAVINGS BANK WILLIAMSBURGH |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Oct 15, 2021 | Bargain and Sale Deed, Transfer GRANDVIEW TTL AGCY OF BERGEN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on File |
| Deed Sale | Aug 19, 2022 · Amount on File |
| Prior Sale | Oct 15, 2021 · Amount on File |
| Deed Document Number | 202282275 |
| Deed Book / Page | 4778 / 1904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 19, 2022 |
| Property Address | 677 ARCADIA RD, RIDGEWOOD, NJ 07450-5526 |
| Document Number | 0047781904 |
| Book / Page | 4778 / 1904 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022082275 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,036.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 ALACCI WAY, 609, RIVER VALE, NJ 07675-6351 |
| Name | Verified Name |
|---|---|
| Address | 677 ARCADIA RD, RIDGEWOOD, NJ 07450-5526 |
| Document Number | 2022082276 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022082276 |
| Name | THE DIME SAVINGS BANK WILLIAMSBURGH |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Aug 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 677 ARCADIA RD, RIDGEWOOD, NJ 07450-5526 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TTL AGCY OF BERGEN |
| Name | Verified Name |
|---|
| Document Number | 0044670400 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 4467/400 |
| Instrument | 2021172885 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 15, 2021 |
| Property Address | 677 ARCADIA RD, RIDGEWOOD, NJ 07450-5526 |
| Document Number | 0044170449 |
| Book / Page | 4417 / 449 |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021157695 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | GRANDVIEW TTL AGCY OF BERGEN |
| Amount | Amount on Record |
|---|---|
| Tax | $4,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 593 EASTBROOK RD, 593, RIDGEWOOD, NJ 07450-2114 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 677 ARCADIA RD, RIDGEWOOD, NJ 07450-5526 |
The 2025 property tax bill for 677 Arcadia Rd was $11,060, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,700 (-) Land $262,600 Building $120,100 | $382,700 (-) Land $262,600 Building $120,100 | |
| 2025 | $11,060.00 (+0.74%) | $382,700 Land $262,600 Building $120,100 | $382,700 Land $262,600 Building $120,100 |
| 2024 | $10,979.00 | ||
| 2023 | $382,700 Land $262,600 Building $120,100 | $382,700 Land $262,600 Building $120,100 | |
| 2022 | $10,325.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 677 Arcadia Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1999–2021) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 677 Arcadia Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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