Bergen County and Ridgewood Village property record for 677 Alanon Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 2,120 sqft · built 1963 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Mar 2020) |
| Tax Bill | $14,797 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04317-0000-00002 |
| Primary APN | 51-04317-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,120 sqft Living Area |
| 1st Floor Area | 2,120 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 14,157 sqft (0.325 acres) |
| Lot Dimensions | 138 ft deep x 101 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 677 ALANON RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .325 AC |
| Legal Subdivision | SADDLE GARDENS |
| Legal Block | 4317 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 47500 |
677 Alanon Rd is owned by an individual who bought it in March 2020.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 691 WALL ST, RIDGEWOOD, NJ 07450-3549 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK |
| Mar 31, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on File |
| Deed Sale | Mar 31, 2020 · Amount on File |
| Prior Sale | Feb 17, 2011 · Amount on File |
| Deed Document Number | 202034993 |
| Deed Book / Page | 3558 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 677 ALANON RD, RIDGEWOOD, NJ 07450-5327 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0026930633 |
|---|---|
| Date | Aug 12, 2017 |
| Book Page | 02693/0633 |
| Instrument | 17-060608 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Address | EL MONTE, CA 91731 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 31, 2020 |
| Property Address | 677 ALANON RD, RIDGEWOOD, NJ 07450-5327 |
| Document Number | 0035580217 |
| Book / Page | 3558 / 217 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 20-034993 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,503.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 671 WALL ST, 671, RIDGEWOOD, NJ 07450 |
| Name | Verified Name |
|---|---|
| Address | 677 ALANON RD, RIDGEWOOD, NJ 07450-5327 |
| Document Number | 20034994 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 20-034994 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 677 Alanon Rd was $14,797, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,000 (-) Land $331,700 Building $180,300 | $512,000 (-) Land $331,700 Building $180,300 | |
| 2025 | $14,797.00 (+0.74%) | $512,000 Land $331,700 Building $180,300 | $512,000 Land $331,700 Building $180,300 |
| 2024 | $14,689.00 | ||
| 2023 | $512,000 Land $331,700 Building $180,300 | $512,000 Land $331,700 Building $180,300 | |
| 2022 | $13,992.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 677 Alanon Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 43 (1989–2021) |
| Claims Outside the SFHA | 7 of 43 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 677 Alanon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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