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677 5th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 677 5th Ave, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,088 sqft · built 1900
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Aug 2023)
Tax Bill$4,846 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2019 Sale
APN381700 80.48-3-5

Property Details

APN / Parcel Number

Primary APN381700 80.48-3-5
Alternative APN
  • 1704850

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,088 sqft Living Area
1st Floor Area752 sqft
Upper Floors Area336 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions120 ft deep x 23 ft wide
PorchPorch
Porch Area48 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1704850
Street Address677 5TH AVE
CityTROY
StateNY
Zip12182-2332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF
Legal Description2 STY FRM HSE 325-15/NPT 444
Legal Block3
Legal Lot Number5.000
JurisdictionRENSSELAER NY
Township / Civil DivisionTROY
Census Block Group5
Census Block5012
Census Tract40100

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address231 SQUIRES RD, BELHAVEN, NC 27810-8904
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Aug 19, 2019Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Prior SaleAug 19, 2019 · Amount on Record
Deed Document Number2023631685
Deed Book / Page10471 / 260
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateAug 29, 2023
Property Address677 5TH AVE, TROY, NY 12182-2332
Document Number0104710260
Book / Page10471 / 260
Instrument DateAug 24, 2023
Instrument2023-631685
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address231 SQUIRE LN, RALEIGH, NC 27610

Mortgage

Document Number2023631686
DateAug 29, 2023
Instrument2023-631686
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRENSSELAER NY
Recording DateAug 19, 2019
Property Address677 5TH AVE, TROY, NY 12182-2332
Document Number0000555725
Book / Page008918 / 000178
Instrument DateJul 23, 2019
Instrument555725
Transaction TypeTransfer
Record UpdatedAug 30, 2019
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$316.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1045 MILBURN RD VALLEY STREAM NY 115802029, VALLEY STREAM, NY 11580-2029

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
MunicipalityTroy City
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,846.00 (+2.21%)
2025$4,741.00 (-34.86%)$81,000 (-) Land $8,400 Building $72,600$138,700 (+19.88%) Land $14,384 Building $124,316
2023$81,000 (-) Land $8,400 Building $72,600$115,700 (+8.56%) Land $11,999 Building $103,701
2022$7,278.00$81,000 Land $8,400 Building $72,600$106,579 Land $11,053 Building $95,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1979–2011)
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 51,401 people · EPA ID NY4100050
Water SourceSurface water
Last State InspectionDec 2025
Lead110 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
Treatment and ProcedureLead public education
Oct 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hudson Valley Wireless, Verizon.

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