677 40th St, Richmond, CA 94805 Property Records

Contra Costa County property record for 677 40th St, Richmond, CA 94805

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,083 sqft · built 1944
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$373,000 (Oct 2004)
Tax Bill	$7,609 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`518-080-006-1`

Property Details

APN / Parcel Number

Primary APN	`518-080-006-1`
Alternative APN	`518-080-006`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,083 sqft Living Area
1st Floor Area	1,083 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	677 40TH ST
City	RICHMOND
State	CA
Zip	94805-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR3
Legal Description	GRAND VIEW TERRACE LOTS 9 & 10 BLK 16
Legal Subdivision	GRAND VIEW TERRACE
Legal Block	16
Legal Lot Number	9,10
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3011
Census Tract	371000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9251 LOUIS ST, ELK GROVE, CA 95624-3586
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Intrafamily Transfer, Transfer
May 15, 2017	Grant Deed, Transfer · Conventional Mortgage HOME LNS TODAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2004 · Amount on Record
Deed Sale	Oct 19, 2004 · Amount on Record
Prior Sale	Aug 25, 2004 · Amount on Record
Deed Document Number	2004399516
Prior Transfer Date	Oct 14, 2004
Prior Transfer Doc	0000399515
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 26, 2025
Property Address	677 40TH ST, RICHMOND, CA 94805-1809
Document Number	0000133521
Map Reference	VOL 6 PG 148
Instrument Date	Nov 20, 2025
Instrument	2025- 133521
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9251 LOUIS ST, ELK GROVE, CA 95624-3586

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 15, 2017
Property Address	677 40TH ST, RICHMOND, CA 94805-1809
Document Number	0000084060
Instrument Date	May 12, 2017
Instrument	84060
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9251 LOUIS ST ELK GROVE CA 956243586, ELK GROVE, CA 95624-3586

Mortgage

Document Number	84061
Date	May 15, 2017
Instrument	84061

Lender

Name	HOME LNS TODAY
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2032

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$437,997 (+2%) Land $343,298 Building $94,699
2025	$7,609.00 (+3.47%)	$429,410 (+4.04%) Land $336,567 Building $92,843
2023	$7,354.00 (+1.91%)	$412,738 Land $323,499 Building $89,239
2022	$7,216.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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