6769 Elm Dr, Gilbert, MN 55741 Property Records

St. Louis County property record for 6769 Elm Dr, Gilbert, MN 55741

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,600 sqft · built 1960
Lot Size31.6 acres (1,377,367 sqft)
OwnerIndividual Name on Record
Tax Bill$3,946 (2026)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN260-0013-00674

Property Details

APN / Parcel Number

Primary APN260-0013-00674
Alternative APN
  • 113890

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,600 sqft Gross Area
1st Floor Area1,522 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialMetal
Construction TypeFrame
Lot Area1,377,367 sqft (31.6 acres)
Garage Area1,440 sqft

Exterior Amenities

PorchSlab
Porch Area36 sqft
Deck Area284 sqft
Lean-To276 sqft
Storage Building768 sqft
Pole Barn8,640 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number113890
Street Address6769 ELM DR
CityGILBERT
StateMN
Zip55741-8400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionSW1/4 OF NE1/4 EX SLY 99 FT OF ELY 429 FT &EX THAT PART LYING NWLY OF HWY & EX ASSUMINGTHE E-W QUARTER LINE TO RUN
Legal Range16W
Legal Township58N
Legal Section20
Legal SubdivisionBIWABIK TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionBIWABIK
Census Block Group1
Census Block1054
Census Tract13600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6769 ELM DR, GILBERT, MN 55741-8400
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address6769 ELM DR, GILBERT, MN 55741-8400
Document Number00A1370054
Instrument DateNov 6, 2019
Transaction TypeMortgage
Record UpdatedJan 22, 2020
Title CompanyALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6769 ELM DR GILBERT MN 557418400, GILBERT, MN 55741-8400

Mortgage

Document Number00A1370054
DateDec 23, 2019
InstrumentA1370054
Lender
NameNORTHERN ST BK/VA
TypeBank
AddressVIRGINIA, MN 55792
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 22, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionBiwabik Township
Unified School DistrictRock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,946.00 (+6.59%) Homeowner's exemption
2025$3,702.00 (+5.65%) Homeowner's exemption$382,200 (+0.84%) Land $55,300 Building $326,900$382,200 (+0.84%) Land $55,300 Building $326,900
2024$3,504.00$379,000 (+7.15%) Land $49,200 Building $329,800$379,000 (+7.15%) Land $49,200 Building $329,800
2022$353,700 Land $37,800 Building $315,900$353,700 Land $37,800 Building $315,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
CenturyLink
DSL
40 / 3
Verizon
Fixed Wireless
25 / 6

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