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6768 Cottage Point Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 6768 Cottage Point Ln, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,543 sqft · built 1998
Lot Size5.65 acres (246,114 sqft)
Owner2 Company Names on Record
Tax Bill$7,644 (2026)
Deeds & MortgagesFeb 2024 Transfer
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN15466

Property Details

APN / Parcel Number

Primary APN15466

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,543 sqft Living Area
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area246,114 sqft (5.65 acres)
Garage Area560 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6768 COTTAGE POINT LN
CityGLOUCESTER
StateVA
Zip23061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-2
Legal DescriptionCOTTAGE POINT PARCEL 3
Legal SubdivisionPLAT: PB7 114
JurisdictionGLOUCESTER VA
Township / Civil DivisionWARE
Census Block Group2
Census Block2026
Census Tract100203

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 36, WARE NECK, VA 23178-0036
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2024Intrafamily Transfer, Transfer
Feb 28, 2018Deed of Trust, Mortgage · Stand-Alone First Mortgage
CHESAPEAKE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2006
Deed SaleJul 11, 2006
Deed Document Number20065976
Prior Transfer DateJul 6, 2006
Prior Transfer Doc0000005976
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGLOUCESTER VA
Recording DateFeb 1, 2024
Property Address6768 COTTAGE POINT LN, GLOUCESTER, VA 23061
Document Number0240000328
Instrument DateJan 31, 2024
Instrument240000328
Transaction TypeTransfer
Record UpdatedFeb 28, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 36, WARE NECK, VA 23178-0036

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address6768 COTTAGE POINT LN, GLOUCESTER, VA 23061
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180000865
DateFeb 28, 2018
Instrument180000865
Lender
NameCHESAPEAKE BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term121 Months
DueMar 1, 2028
Interest
Rate TypeFixed Rate
Rate3.63%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,644.00 (+8.92%)$1,311,190 (+14.71%) Land $464,970 Building $846,220$1,311,190 (+14.71%) Land $464,970 Building $846,220
2025$7,018.00 (+5.31%)$1,143,080 (-) Land $412,250 Building $730,830$1,143,080 (-) Land $412,250 Building $730,830
2024$6,664.00$1,143,080 (-) Land $412,250 Building $730,830$1,143,080 (-) Land $412,250 Building $730,830
2023$6,664.00 (-10.77%)$1,143,080 (+10.96%) Land $412,250 Building $730,830$1,143,080 (+10.96%) Land $412,250 Building $730,830
2022$7,468.00$1,030,150 Land $505,430 Building $524,720$1,030,150 Land $505,430 Building $524,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies145 in force
Nearby Flood Claims109 (1985–2016)
Claims Outside the SFHA13 of 109
Most Recent ClaimSep 2016 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims
  • Hurricane Isabel, Sep 2003 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Cox Communications, T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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