6764 E Bay Blvd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 6764 E Bay Blvd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,811 sqft · built 2024
Lot Size	0.505 acres (22,000 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2019)
Tax Bill	$2,873 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`03-2S-27-0000-00105-0000`

Property Details

APN / Parcel Number

Primary APN	`03-2S-27-0000-00105-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,811 sqft Heated Area
1st Floor Area	2,811 sqft
Upper Floors Area	1,443 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Lot Area	22,000 sqft (0.505 acres)
Lot Dimensions	2,200 ft deep x 1,000 ft wide
Porch	Open Porch
Patio Area	837 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	032S270000001050000
Street Address	6764 E BAY BLVD
City	NAVARRE
State	FL
Zip	32566-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COMM AT TH NE CORN LT 29 BLK 4 LAGNIAPPE BEACH THN N44*50'E (ON N R/W S R 399) 982.35 FT TO A CURV (R=11509.2 FT) THN N ALNG
Legal Range	27W
Legal Township	02S
Legal Section	03
Legal Block	4
Legal Lot Number	29
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1007
Census Tract	10820

Owner

Source: Santa Rosa County assessment roll, as of July 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2564 STORMY CIR, NAVARRE, FL 32566-9060
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 1, 2021	Deed of Trust, Mortgage · VA Mortgage PROGRESS BANK & TRUST
Sep 3, 2019	Warranty Deed, Transfer · Commercial Mortgage WHITNEY BANK
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage TIMOTHY R & ANNEMARIE HARRINGTON

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	Sep 23, 2003 · Amount on Record
Deed Document Number	201939021
Deed Book / Page	3865 / 1953
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6764 E BAY BLVD, NAVARRE, FL 32566-8002
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 STORMY CIR, NAVARRE, FL 32566-9060

Mortgage

Document Number	0044400897
Date	Oct 4, 2023
Book Page	4440/897
Instrument	202345297

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	INLET BEACH, FL 32461

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6764 E BAY BLVD, NAVARRE, FL 32566-8002
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 STORMY CIR, NAVARRE, FL 32566-9060

Mortgage

Document Number	0041720380
Date	Sep 1, 2021
Book Page	4172/380
Instrument	202158691

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 3, 2019
Property Address	6764 E BAY BLVD, NAVARRE, FL 32566-8002
Document Number	0038651953
Book / Page	3865 / 1953
Instrument Date	Aug 30, 2019
Instrument	201939021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2564 STORMY CIR, NAVARRE, FL 32566-9060

Mortgage

Document Number	0038651955
Date	Sep 3, 2019
Instrument	3865/1955

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 23, 2017
Property Address	6764 E BAY BLVD, NAVARRE, FL 32566-8002
Document Number	0036541442
Book / Page	003654 / 001442
Instrument Date	Aug 21, 2017
Instrument	34846
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2644 CITRUS DR NAVARRE FL 325668657, NAVARRE, FL 32566-8657

Mortgage

Document Number	36541446
Date	Aug 23, 2017
Book Page	003654/001446
Instrument	34847

Lender

Name	TIMOTHY R & ANNEMARIE HARRINGTON
Address	2753 PEBBLE BEACH DR, NAVARRE, FL 32566-8817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 22, 2019

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,873.00 (+3.09%)	$267,800 (-) Land $267,800	$267,800 (-) Land $267,800
2023	$2,787.00 (+7.86%)	$267,800 (+8.33%) Land $267,800	$267,800 (+8.33%) Land $267,800
2022	$2,584.00	$247,200	$247,200 Land $247,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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