St. Clair County property record for 6762 Mels Dr, Ruby, MI 48049 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,320 sqft Living Area |
| Lot Size | 92,783 sqft (2.13 acres) |
| Garage | 610 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $808.00 (2024) |
| Primary APN | 74-15-150-0015-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,320 sqft Living Area |
| 1st Floor | 1,320 sqft 1st Floor |
| Basement Area | 1,320 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 92,783 sqft (2.13 acres) |
| Depth X Width | 445 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 610 sqft Garage |
| Total Buildings | 3 Total Buildings |
| Heating System | Hot Water Heating |
|---|
| Street Address | 6762 MELS DR |
|---|---|
| City | RUBY |
| State | MI |
| Zip | 48049-2320 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RETIRED PARCEL 10-10-24; COMBINATION LOTS 15 & 16 EXC S 200 FT & LOT 17 ALBERT SUBDIVISION SPLIT ON 10/10/2024 INTO |
| Legal Subdivision | ALBERT SUBDIVISION |
| Legal Lot Number | 15-17 |
| Legal Unit | 1,17 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | CLYDE |
| Census Blockgroup | 2 |
| Census Block | 2042 |
| Census Tract | 633200 |
Source: St. Clair County records · APN 74-15-150-0015-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6762 MELS DR, RUBY, MI 48049-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Feb 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NORTHSTAR BANK |
| Feb 04, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 05, 2021 |
| Transfer Doc | 0005317678 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6762 MELS DR, RUBY, MI 48049-2320 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6762 MELS DR, RUBY, MI 48049-2320 |
| Document Number | 5384533 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5384/533 |
| Instrument | 2021018649 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 11, 2021 |
| Property Address | 6762 MELS DR, RUBY, MI 48049-2320 |
| Document Number | 0005317678 |
| Book / Page | 5317 / 678 |
| Map Reference | LB 55 PG 31 |
| Instrument Date | Feb 05, 2021 |
| Instrument | 2021004120 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | NOT AVAILABLE, HURON TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6762 MELS DR, RUBY, MI 48049-2320 |
| Document Number | 2021004121 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021004121 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 04, 2021 |
| Property Address | 6762 MELS DR, RUBY, MI 48049-2320 |
| Document Number | 0005313560 |
| Book / Page | 5313 / 560 |
| Map Reference | LB 55 PG 31 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2021003293 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6762 MELS DR, RUBY, MI 48049-2320 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Yale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108,700 (-) | ||
| 2024 | $808.00 (-54.5%) | $217,400 (-) | |
| 2023 | $108,700 | ||
| 2022 | $1,776.00 | $217,400 |
6762 Mels Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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