6762 Covenant Ct, Frederick, MD 21702 Property Records

Frederick County property record for 6762 Covenant Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,654 sqft · built 1999
Lot Size	0.381 acres (16,575 sqft)
Owner	Individual Name on File
Last Sale	$259,829 (Nov 1999)
Tax Bill	$6,153 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-436593`

Property Details

APN / Parcel Number

Primary APN	`21-436593`
Alternative APN	`436593`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,654 sqft Living Area
Gross Area	3,074 sqft
1st Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,575 sqft (0.381 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	436593
Street Address	6762 COVENANT CT
City	FREDERICK
State	MD
Zip	21702-5814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 320 SECTION 12 PLAT 4-16,575 SQ. FT. CLOVER HILL III
Legal Subdivision	CLOVER HILL 03
Legal Lot Number	320
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3021
Census Tract	751201

Owner

Source: Frederick County records · APN 21-436593

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6762 COVENANT CT, FREDERICK, MD 21702-5814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 1999 · Amount on Record
Deed Sale	Nov 10, 1999 · Amount on Record
Deed Document Number	19997175
Deed Book / Page	2651 / 1339
Last Transfer Date	May 10, 2011
Transfer Doc	0084560369
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	6762 COVENANT CT, FREDERICK, MD 21702-5814
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LAWYERS SIGNATURE STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6762 COVENANT CT, FREDERICK, MD 21702-5814

Mortgage

Document Number	0153610234
Date	Oct 07, 2021
Book Page	15361/234

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$543,600 (+9.52%) Land $142,600 Building $401,000	$543,600 (-) Land $142,600 Building $401,000
2025	$6,153.00 (+11.35%)	$496,367 (+23.51%)	$543,600 (+35.26%) Land $142,600 Building $401,000
2024	$5,526.00 (+15.17%)
2023	$4,798.00	$401,900 Land $80,500 Building $321,400	$401,900 Land $80,500 Building $321,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Shenandoah Telecommunications Company, Verizon.

Based on FCC filings for 313 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100031, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people
Water Source	Purchased surface water from CITY OF FREDERICK
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2017) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.