676 Winthrop Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 676 Winthrop Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,529 sqft · built 2008
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Feb 2015)
Tax Bill	$2,070 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Feb 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R34-223-18-3749-0190-0390`

Property Details

APN / Parcel Number

Primary APN	`R34-223-18-3749-0190-0390`
Alternative APNs	`01591860` `1591860`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,529 sqft Living Area
1st Floor Area	1,529 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	435 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01591860
Street Address	676 WINTHROP DR
City	SPRING HILL
State	FL
Zip	34609-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES AT AVALON PHASE 1 BLK 19 LOT 39
Legal Range	18E
Legal Township	23S
Legal Section	34
Legal Subdivision	VILLAGES AT AVALON PH 1
Legal Phase	1
Legal Block	19
Legal Lot Number	39
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4012
Census Tract	40906

Owner

676 Winthrop Dr is owned and occupied by two individuals who bought it in February 2015.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	676 WINTHROP DR, SPRING HILL, FL 34609-2037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 26, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2015 · Amount on File
Deed Sale	Feb 18, 2015 · Amount on File
Prior Sale	Oct 30, 2014 · Amount on File
Deed Document Number	2015009164
Deed Book / Page	3173 / 1906
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	676 WINTHROP DR, SPRING HILL, FL 34609-2037
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 WINTHROP DR, SPRING HILL, FL 34609-2037
Investor	Possibly a Property Investor

Mortgage

Document Number	0044020378
Date	Mar 13, 2024
Book Page	4402/378
Instrument	2024015859

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	676 WINTHROP DR, SPRING HILL, FL 34609-2037
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 WINTHROP DR, SPRING HILL, FL 34609-2037

Mortgage

Document Number	0041280631
Date	Feb 16, 2022
Book Page	4128/631
Instrument	2022012392

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	676 WINTHROP DR, SPRING HILL, FL 34609-2037
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039291114
Date	Dec 22, 2020
Book Page	3929/1114
Instrument	2020080431

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	676 WINTHROP DR, SPRING HILL, FL 34609-2037
Document Number	0037570031
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	676 WINTHROP DR SPRING HILL FL 346092037, SPRING HILL, FL 34609-2037

Mortgage

Document Number	0037570031
Date	Oct 2, 2019
Book Page	003757/000031
Instrument	61582

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 676 Winthrop Dr was $2,070 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,070.00 Additional exemption filed	$184,505	$245,234 Land $47,822 Building $197,412
2023		$174,083 Land $174,083
2022	$2,042.00		$235,645 Land $47,822 Building $187,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 676 Winthrop Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 Winthrop Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber.

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