San Diego County property record for 676 Westlake St, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,131 sqft · built 2012 |
| Lot Size | 0.166 acres (7,222 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,000 (Feb 2013) |
| Tax Bill | $8,889 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 258-121-39-00 |
| Primary APN | 258-121-39-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,131 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 7,222 sqft (0.166 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 676 WESTLAKE ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | PAR 4 TR PM20897 |
| Legal Subdivision | CITY/ENCINITAS |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 17502 |
676 Westlake St is owned and occupied by two individuals who acquired it in January 2018.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 676 WESTLAKE ST, ENCINITAS, CA 92024-3777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2017 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Feb 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2013 · Amount on File |
| Deed Sale | Feb 12, 2013 · Amount on File |
| Deed Document Number | 201393946 |
| Last Transfer Date | Jan 30, 2018 |
| Transfer Doc | 0000057717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 676 WESTLAKE ST, ENCINITAS, CA 92024-3777 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000095933 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 2017-0095933 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 24, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Index | Prime Rate |
| Max Rate | 16.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 13, 2018 |
| Property Address | 676 WESTLAKE ST, ENCINITAS, CA 92024-3777 |
| Document Number | 0000057717 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 57717 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 676 WESTLAKE ST ENCINITAS CA 920243777, ENCINITAS, CA 92024-3777 |
The 2025 property tax bill for 676 Westlake St was $8,889 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $929,343 (+2%) Land $615,461 Building $313,882 | |
| 2025 | $8,889.00 | $911,122 Land $603,394 Building $307,728 |
| 2023 | $8,238.00 (+0.17%) | $875,744 Land $579,964 Building $295,780 |
| 2022 | $8,224.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 676 Westlake St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1999 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 676 Westlake St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Spectrum.
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