676 West Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 676 West Rd, Ashby, MA 01431

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,736 sqft · built 2000
Lot Size	4.63 acres (201,813 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Nov 2017)
Tax Bill	$7,038 (2026)
Deeds & Mortgages	Jan 2021 Refinance Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:002.0 B:0014 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:002.0 B:0014 L:0000.0`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	201,813 sqft (4.63 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	676 WEST RD
City	ASHBY
State	MA
Zip	01431-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	14
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1014
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	676 WEST RD, ASHBY, MA 01431-1743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Nov 3, 2017	Quit Claim Deed, Transfer · Conventional with PMI ROLLSTONE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on Record
Deed Sale	Nov 3, 2017 · Amount on Record
Prior Sale	Aug 19, 2002 · Amount on Record
Deed Book / Page	70185 / 283
Transfer Doc	070185-283
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	676 WEST RD, ASHBY, MA 01431-1743
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076702-347
Date	Jan 15, 2021
Book Page	76702/347
Instrument	10119

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBY MA
Recording Date	Nov 3, 2017
Property Address	676 WEST RD, ASHBY, MA 01431-1743
Document Number	70185-283
Book / Page	070185 / 000283
Instrument Date	Nov 3, 2017
Instrument	9594
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,048.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 WEST RD ASHBY MA 014311743, ASHBY, MA 01431-1743

Mortgage

Document Number	70185-286
Date	Nov 3, 2017
Book Page	070185/000286
Instrument	9595

Lender

Name	ROLLSTONE BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,038.00 (+2.27%)	$446,600 (-1.17%) Land $75,600 Building $371,000	$469,094 (+27.13%)
2025	$6,882.00 (+2.18%)	$451,900 (+4.2%) Land $75,600 Building $376,300	$368,980 (+2.89%)
2024	$6,735.00 (+5.22%)	$433,700 (+11.26%) Land $73,200 Building $360,500	$358,625
2023	$6,401.00	$389,800 Land $68,400 Building $321,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on West Rd

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