Bergen County and Edgewater Borough property record for 676 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,996 sqft · built 2020 |
| Lot Size | 0.125 acres (5,458 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Jan 1997) |
| Tax Bill | $6,843 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00024-02-00003-03 |
| Primary APN | 13-00024-02-00003-03 |
|---|---|
| Alternative APN |
|
| Building Area | 2,996 sqft |
|---|
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 5,458 sqft (0.125 acres) |
| Lot Dimensions | 103 ft deep x 53 ft wide |
| Street Address | 676 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 53X103 |
| Legal Block | 24.02 |
| Legal Lot Number | 3.03 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
676 Undercliff Ave is owned by a company that acquired it in September 2018.
Source: Bergen County and Edgewater Borough records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 647 TERRACE DR, PARAMUS, NJ 07652-4928 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2021 | Deed of Trust, Mortgage · Commercial Mortgage LAKELAND BANK |
| Jul 22, 2021 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Apr 4, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 1997 · Amount on File |
| Deed Sale | Jan 21, 1997 · Amount on File |
| Deed Book / Page | 7943 / 452 |
| Last Transfer Date | Sep 12, 2018 |
| Transfer Doc | 0032130748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 676 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1454 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0042870697 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 4287/697 |
| Instrument | 2021117936 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 22, 2021 |
| Property Address | 676 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1454 |
| Document Number | 0042870685 |
| Book / Page | 4287 / 685 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021117934 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 657 TERRACE DR, 657, PARAMUS, NJ 07652-4929 |
| Name | Verified Name |
|---|---|
| Address | 647 TERRACE DR, PARAMUS, NJ 07652-4928 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 4, 2019 |
| Property Address | 676 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1454 |
| Document Number | 0032130748 |
| Book / Page | 003213 / 000748 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 21136 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 SHORE RD EDGEWATER NJ 070201540, EDGEWATER, NJ 07020-1540 |
The 2025 property tax bill for 676 Undercliff Ave was $6,843, up 6.3% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,500 (+4.93%) Land $411,500 Building $25,000 | $436,500 (+4.93%) Land $411,500 Building $25,000 | |
| 2025 | $6,843.00 (+6.26%) | $416,000 Land $391,000 Building $25,000 | $416,000 Land $391,000 Building $25,000 |
| 2024 | $6,440.00 | ||
| 2023 | $384,200 Land $359,200 Building $25,000 | $384,200 Land $359,200 Building $25,000 | |
| 2022 | $6,112.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 676 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 676 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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