Larimer County property record for 676 Trappers Pl, Windsor, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,709 sqft · built 1999 |
| Lot Size | 0.203 acres (8,836 sqft) |
| Owner | Individual Name on File |
| Last Sale | $764,000 (Aug 2026) |
| Tax Bill | $4,912 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 86241-08-078 |
| Primary APN | 86241-08-078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,709 sqft Living Area |
| Gross Area | 4,733 sqft |
| Upper Floors Area | 204 sqft |
| Basement Area | 1,373 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,836 sqft (0.203 acres) |
| View / Lot | Greenbelt/Park |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
|---|---|
| Porch Area | 468 sqft |
| Patio Area | 204 sqft |
| Balcony Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R1545256 |
|---|---|
| Street Address | 676 TRAPPERS PL |
| City | WINDSOR |
| State | CO |
| Zip | 80550-5955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78, RIVER WEST PUD, SUB, WIN |
| Legal Range | 68W |
| Legal Township | 6N |
| Legal Section | 24 |
| Legal Subdivision | RIVER WEST PUD |
| Legal Lot Number | 78 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | LOVELAND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 1714 |
676 Trappers Pl is owned and occupied by an individual who bought it in August 2026.
Source: Larimer County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 676 TRAPPERS PL, WINDSOR, CO 80550-5955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Nov 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2026 · Amount on File |
| Deed Sale | Aug 18, 2026 · Amount on File |
| Prior Sale | Nov 3, 2005 · Amount on File |
| Deed Document Number | 202641749 |
| Prior Transfer Date | Nov 13, 2019 |
| Prior Transfer Doc | 0000072475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Aug 18, 2026 |
| Property Address | 676 TRAPPERS PL, WINDSOR, CO 80550-5955 |
| Document Number | 0000041749 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 202641749 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,716.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 676 TRAPPERS PL, WINDSOR, CO 80550-5955 |
| Document Number | 0000041750, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 202641750 |
| Name | SYNERGY ONE LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 676 TRAPPERS PL, WINDSOR, CO 80550-5955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022420 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 20200022420 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Nov 19, 2019 |
| Property Address | 676 TRAPPERS PL, WINDSOR, CO 80550-5955 |
| Document Number | 0000072475 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 72475 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 676 TRAPPERS PL WINDSOR CO 805505955, WINDSOR, CO 80550-5955 |
The 2025 property tax bill for 676 Trappers Pl was $4,912, up 4.3% from the year before.
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Windsor Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,912.00 (+4.33%) | $43,950 Land $3,900 Building $40,050 | $703,200 Land $62,400 Building $640,800 |
| 2024 | $4,708.00 (+4.55%) | ||
| 2023 | $4,503.00 (+19.98%) | $47,369 (+34.3%) Land $4,181 Building $43,188 | $707,000 (+39.31%) Land $62,400 Building $644,600 |
| 2022 | $3,753.00 | $35,271 Land $4,337 Building $30,934 | $507,500 Land $62,400 Building $445,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 676 Trappers Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 676 Trappers Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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