Sacramento County property record for 676 Trammel Way, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,693 sqft · built 1994 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,122 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Dec 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0490-052-0000 |
| Primary APN | 150-0490-052-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,693 sqft Living Area |
| 1st Floor Area | 1,693 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 676 TRAMMEL WAY |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | RIVER OAKS 01B, LOT 128 |
| Legal Subdivision | RIVER OAKS 01B |
| Legal Lot Number | 128 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 9410 |
Source: Sacramento County records · APN 150-0490-052-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Aug 16, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage NEWREZ LLC |
| Apr 09, 2019 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Jul 20, 2017 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Jul 20, 2017 | Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 |
| Deed Sale | Aug 16, 2021 |
| Prior Sale | Apr 09, 2019 · Amount on Record |
| Deed Book / Page | 20210816 / 122 |
| Prior Transfer Date | Feb 05, 2007 |
| Prior Transfer Doc | 0000002332 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Document Number | 0000000666 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022061700666 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 17, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Document Number | 0000000330 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 202512180330 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 16, 2021 |
| Property Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Document Number | 0000000122 |
| Map Reference | MB 208 MAP 8 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 202108160122 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Document Number | 0000000123 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 202108160123 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Jan 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 09, 2019 |
| Property Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Document Number | 1904091355 |
| Instrument Date | Apr 05, 2019 |
| Instrument | 1904091355 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $429.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 676 TRAMMEL WAY GALT CA 956323125, GALT, CA 95632-3125 |
| Document Number | 1904091356 |
|---|---|
| Date | Apr 09, 2019 |
| Instrument | 1904091356 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2049 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 20, 2017 |
| Property Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Document Number | 1707200653 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 1707200653 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 19623 SACRAMENTO CA 958190623, SACRAMENTO, CA 95819-0623 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 20, 2017 |
| Property Address | 676 TRAMMEL WAY, GALT, CA 95632-3125 |
| Document Number | 1707200654 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 1707200654 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 676 TRAMMEL WAY GALT CA 956323125, GALT, CA 95632-3125 |
| Document Number | 1707200655 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 1707200655 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 19, 2047 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $443,749 (+2%) Land $102,402 Building $341,347 | |
| 2025 | $5,122.00 (+4.38%) | $435,049 (+4.04%) Land $100,395 Building $334,654 |
| 2024 | $4,907.00 (+1.66%) | |
| 2023 | $4,827.00 (+4.1%) | $418,158 Land $96,498 Building $321,660 |
| 2022 | $4,637.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 507 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GALT serves 26,536 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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