676 Summit Pt, Hoover (Birmingham), AL 35226 Property Records

Jefferson County property record for 676 Summit Pt, Hoover, AL 35226

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,045 sqft · built 2005
Owner2 Individual Names on File
Last Sale$59,500 (Nov 2004)
Tax Bill$2,734 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN39-00-21-2-000-002.076

Property Details

APN / Parcel Number

Primary APN39-00-21-2-000-002.076
Alternative APNs
  • 39212000002076RR00
  • 74306

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,045 sqft Living Area
Gross Area5,115 sqft
1st Floor Area1,774 sqft
Upper Floors Area1,271 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Dimensions144 ft deep x 65.4 ft wide
PorchPorch
Porch Area264 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number74306
Old Parcel Number39212000002076RR00
Street Address676 SUMMIT PT
CityHOOVER
StateAL
Zip35226-4208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePR1
Legal DescriptionLOT 4 AMENDED MAP LAKE CREST PHASE 4 3RD ADD PB 38 PG 12
Legal Range03W
Legal Township19S
Legal Section21
Legal QuarterNW
Legal SubdivisionLAKE CREST PH 4 3RD ADD
Legal Phase4
Legal Lot Number4
JurisdictionJEFFERSON AL
Township / Civil DivisionHOOVER
Census Block Group2
Census Block2014
Census Tract14414

Owner

676 Summit Pt is owned and occupied by two individuals who bought it in November 2004.

Source: Jefferson County records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address676 SUMMIT PT, HOOVER, AL 35226-4208
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2004 · Amount on File
Deed SaleNov 16, 2004 · Amount on File
Prior SaleApr 29, 2003 · Amount on File
Deed Document Number2004637982
Deed Book / Page200463 / 7982
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address676 SUMMIT PT, HOOVER, AL 35226-4208
Transaction TypeMortgage
Record UpdatedJul 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 SUMMIT PT, HOOVER, AL 35226-4208

Mortgage

Document Number0000074685
DateJul 16, 2020
Instrument2020074685
Lender
NameREGIONS BANK
Agreement
AmountAmount on Record
Term354 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 676 Summit Pt was $2,734 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
MunicipalityHoover City
Unified School DistrictHoover City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,734.00 Homeowner's exemption$38,400$383,900 Land $79,800 Building $304,100
2023$36,760 Land $5,702 Building $31,058$367,500 Land $57,000 Building $310,500
2022$2,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 676 Summit Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 676 Summit Pt is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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