676 Stites Cv, Cincinnati, OH 45245 Property Records

Clermont County property record for 676 Stites Cv, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,200 sqft · built 2016
Lot Size0.342 acres (14,915 sqft)
OwnerIndividual Name on Record
Last Sale$338,585 (Jul 2016)
Tax Bill$3,223 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-32-15C-238

Property Details

APN / Parcel Number

Primary APN41-32-15C-238

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,200 sqft Living Area
1st Floor Area1,379 sqft
Basement Area56 sqft
Unfinished Basement56 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area14,915 sqft (0.342 acres)
Garage Area496 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area94 sqft
Deck Area18 sqft
Patio Area18 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address676 STITES CV
CityCINCINNATI
StateOH
Zip45245-2552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESERVES AT LIBERTY CROSSING SECTION 2; LOT 105 SEE 413215C238T FOR TIF
Legal SubdivisionRESERVES AT LIBERTY CROSSING
Legal Lot Number105
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1001
Census Tract41305

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address676 STITES CV, CINCINNATI, OH 45245-2552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2016 · Amount on Record
Deed SaleJul 28, 2016 · Amount on Record
Deed Document Number201616422
Deed Book / Page2651 / 167
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Recording DateAug 24, 2026
Property Address676 STITES CV, CINCINNATI, OH 45245-2552
Document Number0000019472
Book / Page3032 / 127
Instrument DateAug 18, 2026
Instrument202619472
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 STITES CV, CINCINNATI, OH 45245-2552

Mortgage

Document Number0000019472,
DateAug 24, 2026
Book Page3032/127
Instrument202619472
Lender
NameNORTH SIDE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,223.00 (-15.01%)$1,860 (-) Land $1,860
2024$3,792.00 (-48.84%) Homeowner's exemption$1,860 (-) Land $1,860$5,300 (-) Land $5,300
2023$7,412.00 (+6,762.96%) Homeowner's exemption$1,860 (-) Land $1,860$5,300 (-) Land $5,300
2022$108.00 Homeowner's exemption$1,860 Land $1,860
2020$5,300 Land $5,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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